Lincoln County property record for 1305 Pell Dr, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1979 |
| Lot Size | 0.405 acres (17,642 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $37,500 (Jul 1998) |
| Tax Bill | $1,342 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3613-93-8128 |
| Primary APN | 3613-93-8128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 17,642 sqft (0.405 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Storage Building | 160 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | 100457 |
|---|---|
| Street Address | 1305 PELL DR |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | 27-30D HILL N DALE |
| Legal Subdivision | HILLDALE |
| Legal Block | D |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 70700 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 PELL DR, LINCOLNTON, NC 28092-7314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 1998 · Amount on Record |
| Deed Sale | Jul 7, 1998 · Amount on Record |
| Prior Sale | Jul 7, 1998 · Amount on Record |
| Deed Book / Page | 1055 / 371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1305 PELL DR, LINCOLNTON, NC 28092-7314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003208601 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 3208/601 |
| Instrument | 659894 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1305 PELL DR, LINCOLNTON, NC 28092-7314 |
| Document Number | 2741670 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1305 PELL DR LINCOLNTON NC 280927314, LINCOLNTON, NC 28092-7314 |
| Document Number | 2741670 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 002741/000670 |
| Instrument | 577682 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,342.00 (+1.51%) | $189,511 (-) Land $19,000 Building $170,511 | $189,511 (-) Land $19,000 Building $170,511 |
| 2023 | $1,322.00 | $189,511 Land $19,000 Building $170,511 | $189,511 Land $19,000 Building $170,511 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILL-N-DALE-LINCOLN VIEW S/D private · serves 320 people · EPA ID NC0155127 |
|---|---|
| Water Source | Purchased surface water from CITY OF LINCOLNTON |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | LINCOLN COUNTY WTP |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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