1338 Pell Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1338 Pell Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 2007
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Apr 2026)
Tax Bill	$2,432 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3613-93-3524`

Property Details

APN / Parcel Number

Primary APN	`3613-93-3524`
Alternative APNs	`296065` `290884` `316550` `84793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	169,884 sqft (3.9 acres)
Shed	1 Shed
Shed Area	299 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	316550
Street Address	1338 PELL DR
City	LINCOLNTON
State	NC
Zip	28092-7314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#3 LT PELL ROAD EXTENS
Legal Subdivision	PELL ROAD
Legal Lot Number	3
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	2
Census Block	2026
Census Tract	70700

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1338 PELL DR, LINCOLNTON, NC 28092-7314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Mar 16, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
May 12, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jul 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 21, 2018	Warranty Deed, Transfer · Conventional with PMI WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	May 30, 2025 · Amount on Record
Deed Document Number	2026708485
Deed Book / Page	3496 / 595
Prior Transfer Date	Mar 2, 2022
Prior Transfer Doc	0003143546
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 22, 2026
Property Address	1338 PELL DR, LINCOLNTON, NC 28092-7314
Document Number	0003496595
Book / Page	3496 / 595
Instrument Date	Apr 17, 2026
Instrument	2026.708485
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 PELL DR, LINCOLNTON, NC 28092-7314

Mortgage

Document Number	0000708486,
Date	Apr 22, 2026
Book Page	3496/598
Instrument	2026.708486

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 16, 2023
Property Address	1338 PELL DR, LINCOLNTON, NC 28092-7314
Document Number	0003235808
Book / Page	3235 / 808
Map Reference	MB 13 PG 368
Instrument Date	Mar 14, 2023
Instrument	664807
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$818.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1660 MICHIGAN AVE, STOCKTON, CA 95204-4229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 PELL DR, LINCOLNTON, NC 28092-7314

Mortgage

Document Number	0003235811
Date	Mar 16, 2023
Book Page	3235/811
Instrument	664808

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 12, 2022
Property Address	1338 PELL DR, LINCOLNTON, NC 28092-7314
Document Number	0003164299
Book / Page	3164 / 299
Map Reference	MB 13 PG 368
Instrument Date	May 11, 2022
Instrument	652114
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9208 GRAHAM RIDGE DR # 102102, 9208, CHARLOTTE, NC 28262-5569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 PELL DR, LINCOLNTON, NC 28092-7314

Mortgage

Document Number	0000652115
Date	May 12, 2022
Instrument	652115

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Mar 8, 2022
Property Address	1338 PELL DR, LINCOLNTON, NC 28092-7314
Document Number	0003143546
Book / Page	3143 / 546
Map Reference	MB 13 PG 368
Instrument Date	Mar 2, 2022
Instrument	648653
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 S HIGH ST, 317, LINCOLNTON, NC 28092-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 PELL DR, LINCOLNTON, NC 28092-7314

Mortgage

Document Number	0000648654
Date	Mar 8, 2022
Instrument	648654

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Jul 23, 2021
Property Address	1338 PELL DR, LINCOLNTON, NC 28092-7314
Document Number	3065411
Book / Page	3065 / 411
Map Reference	MB 13 PG 368
Instrument Date	Jul 20, 2021
Instrument	635562
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 PELL DR, LINCOLNTON, NC 28092-7314

Mortgage

Document Number	635563
Date	Jul 23, 2021
Instrument	635563

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 21, 2018
Property Address	1338 PELL DR, LINCOLNTON, NC 28092-7314
Document Number	2771266
Book / Page	002771 / 000266
Instrument Date	Aug 8, 2018
Instrument	583525
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1338 PELL DR LINCOLNTON NC 280927314, LINCOLNTON, NC 28092-7314

Mortgage

Document Number	2771270
Date	Sep 21, 2018
Book Page	002771/000270
Instrument	583525

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,432.00	$361,277 (-) Land $49,010 Building $312,267	$361,277 (-) Land $49,010 Building $312,267
2025	$2,432.00 (+0.83%)	$361,277 (-) Land $49,010 Building $312,267	$361,277 (-) Land $49,010 Building $312,267
2023	$2,412.00	$361,277 Land $49,010 Building $312,267	$361,277 Land $49,010 Building $312,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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