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135 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Wilson County property record for 135 Whispering Oaks Dr, Adkins, TX 78101

Property Summary

Property TypeFarm - Irrigated or Dry
Details3,952 sqft · built 2014
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$490,700 (Oct 2020)
Tax Bill$6,774 (2025)
Deeds & MortgagesJul 2017 Reverse Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0962-00000-03500

Property Details

APN / Parcel Number

Primary APN0962-00000-03500
Alternative APN
  • 33538

Interior

Stories1 Story
Building Area3,952 sqft Gross Area
1st Floor Area2,980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area696 sqft
Parking Spaces2 Parking Spaces
PorchCovered Patio/Porch
Porch Area276 sqft
Utility Building4,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address135 WHISPERING OAKS DR
CityADKINS
StateTX
Zip78101-2625
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionWHISPERING OAKS, LOT 35 (SEC 1), ACRES 5.0
Legal SubdivisionWHISPERING OAKS
Legal Block2
Legal Lot Number35
JurisdictionWILSON TX
Township / Civil DivisionFLORESVILLE
Census Block Group2
Census Block2009
Census Tract405

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address135 WHISPERING OAKS DR, ADKINS, TX 78101-2625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2017Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Oct 6, 2020Vendor's Lien, Transfer · VA Mortgage
AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2020 · Amount on Record
Deed SaleOct 6, 2020 · Amount on Record
Prior SaleAug 20, 2013 · Amount on Record
Deed Document Number202098653
Prior Transfer DateDec 21, 2005
Prior Transfer Doc001317/255
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TX
Property Address135 WHISPERING OAKS DR, ADKINS, TX 78101-2625
Transaction TypeMortgage
Record UpdatedNov 6, 2025
Title CompanyBOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001980/258
DateJul 11, 2017
Book Page1980/258
Instrument065406
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74137
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term967 Months
DueFeb 21, 2098
Interest
Rate TypeAdjustable Rate
Rate3.86%
Type Change DateAug 1, 2017
Change FrequencyAnnually
Index1-Year LIBOR

October 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILSON TX
Recording DateOct 6, 2020
Property Address135 WHISPERING OAKS DR, ADKINS, TX 78101-2625
Document Number0000098653
Map ReferenceVOL 6 PG 55
Instrument DateOct 1, 2020
Instrument98653
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyKEY TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2981 STEVENSON RANCH CT, CHULA VISTA, CA 91914-5323

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 WHISPERING OAKS DR, ADKINS, TX 78101-2625

Mortgage

Document Number0000098654
DateOct 6, 2020
Instrument98654
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWilson County
Unified School DistrictFloresville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,774.00 (-1.37%) Homeowner's exemption$544,660 (+17.08%) Land $34,910 Building $509,750$682,250 (+46.65%) Land $172,500 Building $509,750
2024$6,868.00 (-23.98%)
2023$465,210 Land $123,750 Building $341,460$465,210 Land $123,750 Building $341,460
2022$9,034.00 (+163.69%)
2018$3,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSS WSC
serves 20,826 people · EPA ID TX2470015
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Guadalupe Valley Electric Cooperative
Fiber		1,000 / 1,000
Rise Broadband
Fixed Wireless		500 / 100
Alamo Broadband
Fixed Wireless		450 / 100
ZipLink Internet
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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