125 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Wilson County property record for 125 Whispering Oaks Dr, Adkins, TX 78101

Property Summary

Property TypeSingle Family Home
Details2,038 sqft · built 2006
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Dec 2012)
Tax Bill$5,114 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone A (high risk)
APN0962-00000-03600

Property Details

APN / Parcel Number

Primary APN0962-00000-03600
Alternative APN
  • 33539

Interior

Stories1 Story
Building Area2,038 sqft Living Area
Gross Area2,564 sqft
1st Floor Area2,038 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area161 sqft
Shed1 Shed
Shed Area300 sqft
Utility Building540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address125 WHISPERING OAKS DR
CityADKINS
StateTX
Zip78101-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING OAKS, LOT 36 (SEC 1), ACRES 4.09
Legal SubdivisionWHISPERING OAKS
Legal Block2
Legal Lot Number36
JurisdictionWILSON TX
Township / Civil DivisionFLORESVILLE
Census Block Group2
Census Block2009
Census Tract405

Owner

125 Whispering Oaks Dr is owned and occupied by an individual who bought it in December 2012.

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address125 WHISPERING OAKS DR, ADKINS, TX 78101-2625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2012 · Amount on File
Deed SaleDec 4, 2012 · Amount on File
Prior SaleAug 14, 2009 · Amount on File
Deed Document Number201219120
Deed Book / Page1695 / 492
Prior Transfer DateAug 7, 2009
Prior Transfer Doc1521/829
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TX
Property Address125 WHISPERING OAKS DR, ADKINS, TX 78101-2625
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySUCCESSION TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number99755
DateNov 4, 2020
Instrument99755
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 125 Whispering Oaks Dr was $5,114 with a homeowner's exemption, up 1.2% from the year before.

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWilson County
Unified School DistrictFloresville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,114.00 (+1.25%) Homeowner's exemption$431,241$659,450 Land $148,550 Building $510,900
2024$5,051.00
2023$352,915 Land $118,990 Building $397,470$516,460 Land $118,990 Building $397,470
2022$5,197.00
2018$5,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Whispering Oaks Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Whispering Oaks Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSS WSC
serves 20,826 people · EPA ID TX2470015
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
500 / 100
Alamo Broadband
Fixed Wireless
450 / 100
ZipLink Internet
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Whispering Oaks Dr

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