135 Townsend Rd, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 135 Townsend Rd, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	2,464 sqft · built 2000
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Dec 2017)
Tax Bill	$14,740 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00105-0000-00015-01`

Property Details

APN / Parcel Number

Primary APN	`13-00105-0000-00015-01`
Alternative APN	`13001050000000150001`

Interior

Building Area	2,464 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	135 TOWNSEND RD
City	WANAQUE
State	NJ
Zip	07465-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	105
Legal Lot Number	15.1
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	1
Census Block	1001
Census Tract	236604

Owner

135 Townsend Rd is owned and occupied by two individuals who bought it in December 2017.

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	135 TOWNSEND RD, WANAQUE, NJ 07465-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 29, 2017	Deed, Transfer · ARM BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	201762717
Deed Book / Page	3215 / 119
Prior Transfer Date	Mar 25, 1998
Prior Transfer Doc	0000063114
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	135 TOWNSEND RD, WANAQUE, NJ 07465-2409
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078437
Date	Dec 20, 2021
Book Page	M17674/163
Instrument	2021078437

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 29, 2017
Property Address	135 TOWNSEND RD, WANAQUE, NJ 07465-2409
Document Number	0000062717
Book / Page	D3215 / 0119
Instrument Date	Aug 1, 2017
Instrument	2017062717
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 MINE RD, 418, ASBURY, NJ 08802-1139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	135 TOWNSEND RD, WANAQUE, NJ 07465-2409

Mortgage

Document Number	0000062718
Date	Dec 29, 2017
Instrument	2017062718

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Type	ARM
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 135 Townsend Rd was $14,740, up 5.3% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,700 (+0.34%) Land $118,800 Building $206,900	$325,700 (+0.34%) Land $118,800 Building $206,900
2025	$14,740.00 (+5.29%)	$324,600 Land $118,800 Building $205,800	$324,600 Land $118,800 Building $205,800
2024	$14,000.00
2023		$324,600 Land $118,800 Building $205,800	$324,600 Land $118,800 Building $205,800
2022	$13,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 135 Townsend Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Townsend Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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