114 Townsend Rd, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 114 Townsend Rd, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1940
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Mar 2026)
Tax Bill	$11,643 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00104-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-00104-0000-00001`
Alternative APN	`130010400001`

Interior

Stories	2 Stories
Building Area	1,464 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	114 TOWNSEND RD
City	WANAQUE
State	NJ
Zip	07465-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	104
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	1
Census Block	1001
Census Tract	236604

Owner

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 TOWNSEND RD, WANAQUE, NJ 07465-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Aug 18, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	202610235
Deed Book / Page	5068 / 227
Prior Transfer Date	May 28, 2008
Prior Transfer Doc	0000034955
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 25, 2026
Property Address	114 TOWNSEND RD, WANAQUE, NJ 07465-2405
Document Number	0000010235
Book / Page	D5068 / 227
Instrument Date	Mar 12, 2026
Instrument	2026010235
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 ELINORA DR, WANAQUE, NJ 07465-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 TOWNSEND RD, WANAQUE, NJ 07465-2405

Mortgage

Document Number	0000010236
Date	Mar 25, 2026
Instrument	2026010236

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 18, 2022
Property Address	114 TOWNSEND RD, WANAQUE, NJ 07465-2405
Document Number	0000041168
Book / Page	D4375 / 178
Instrument Date	Jun 22, 2022
Instrument	2022041168
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 3RD AVE, 129, HAWTHORNE, NJ 07506-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 TOWNSEND RD, WANAQUE, NJ 07465-2405

Mortgage

Document Number	0000041169
Date	Aug 18, 2022
Instrument	2022041169

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,400 (-) Land $115,100 Building $141,300	$256,400 (-) Land $115,100 Building $141,300
2025	$11,643.00 (+5.28%)	$256,400 (-) Land $115,100 Building $141,300	$256,400 (-) Land $115,100 Building $141,300
2024	$11,059.00 (+4.24%)
2023		$256,400 Land $115,100 Building $141,300	$256,400 Land $115,100 Building $141,300
2022	$10,609.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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