92 Townsend Rd, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 92 Townsend Rd, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,814 sqft · built 1945
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2001)
Tax Bill	$10,326 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-00102-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`13-00102-0000-00020`
Alternative APN	`130010200020`

Interior

Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	54,450 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	92 TOWNSEND RD
City	WANAQUE
State	NJ
Zip	07465-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	102
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	1
Census Block	1001
Census Tract	236604

Owner

Source: Passaic County and Wanaque Borough records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	92 TOWNSEND RD, WANAQUE, NJ 07465-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 28, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2001 · Amount on Record
Deed Sale	Dec 11, 2001 · Amount on Record
Deed Book / Page	333 / 122
Prior Transfer Date	Sep 15, 1997
Prior Transfer Doc	0000007386
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Sep 10, 2026
Property Address	92 TOWNSEND RD, WANAQUE, NJ 07465-2407
Document Number	0000031817
Book / Page	20129 / 199
Instrument Date	Aug 31, 2026
Instrument	202631817
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 TOWNSEND RD, WANAQUE, NJ 07465-2407

Mortgage

Document Number	0000031817,
Date	Sep 10, 2026
Book Page	20129/199
Instrument	202631817

Lender

Name	PROVIDENT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 4, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	92 TOWNSEND RD, WANAQUE, NJ 07465-2407
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064087
Date	Oct 12, 2021
Book Page	M17507/11
Instrument	2021064087

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	92 TOWNSEND RD, WANAQUE, NJ 07465-2407
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039622
Date	Jun 15, 2021
Book Page	M17206/223
Instrument	2021039622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	92 TOWNSEND RD, WANAQUE, NJ 07465-2407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048205
Date	Oct 3, 2017
Instrument	2017048205

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	92 TOWNSEND RD, WANAQUE, NJ 07465-2407
Document Number	0000051439
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	92 TOWNSEND RD WANAQUE NJ 074652407, WANAQUE, NJ 07465-2407

Mortgage

Document Number	0000051439
Date	Nov 12, 2019
Instrument	51439

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,400 (-) Land $110,200 Building $117,200	$227,400 (-) Land $110,200 Building $117,200
2025	$10,326.00 (+5.28%)	$227,400 (-) Land $110,200 Building $117,200	$227,400 (-) Land $110,200 Building $117,200
2024	$9,808.00 (+4.24%)
2023		$227,400 Land $110,200 Building $117,200	$227,400 Land $110,200 Building $117,200
2022	$9,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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