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135 Thamon Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 135 Thamon Rd, Shelby, NC 28150

Property Summary

Property TypeSingle Family Home
Details2,038 sqft · built 2020
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Sep 2026)
Tax Bill$1,662 (2026)
Deeds & MortgagesSep 2026 Sale & Construction Loan
Mar 2022 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN58110

Property Details

APN / Parcel Number

Primary APN58110
Alternative APNs
  • 1326988
  • 1346686

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,038 sqft Finished Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Lot Area78,408 sqft (1.8 acres)
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1346686
Street Address135 THAMON RD
CitySHELBY
StateNC
Zip28150-8118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description#9 & 10 PINE TREE EST
Legal SubdivisionMOSS LAKE
Legal Block1
Legal Lot Number142
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3011
Census Tract950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address135 THAMON RD, SHELBY, NC 28150-8118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Construction Loan · Construction Mortgage
MORTGAGE MORTGAGE
Mar 8, 2022Warranty Deed, Transfer
STATEWIDE TITLE COMPANY, STATEWIDE TITLE INC
Jun 23, 2020Loan Modification, Mortgage
FIRST FED'L SVGS BK
Dec 4, 2019Warranty Deed, Construction Loan · Construction Mortgage
FIRST FEDERAL BANK
Jan 25, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Dec 19, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jun 1, 2017Warranty Deed, Transfer · Conventional with PMI
S C LOVELACE AND SONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on Record
Deed SaleSep 1, 2026 · Amount on Record
Prior SaleMar 8, 2022 · Amount on Record
Deed Document Number2026200133086
Deed Book / Page1983 / 1201
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateSep 1, 2026
Property Address135 THAMON RD, SHELBY, NC 28150-8118
Document Number0200133086
Book / Page1983 / 1201
Instrument DateAug 31, 2026
Instrument2026200133086
Transaction TypeConstruction Loan
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 THAMON RD, SHELBY, NC 28150-8118

Mortgage

Document Number0200133087,
DateSep 1, 2026
Instrument2026200133087
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateMar 8, 2022
Property Address135 THAMON RD, SHELBY, NC 28150-8118
Document Number0018662433
Book / Page1866 / 2433
Instrument DateMar 8, 2022
Instrument200069521
Transaction TypeTransfer
Record UpdatedNov 11, 2022
Title CompanySTATEWIDE TITLE COMPANY, STATEWIDE TITLE INC

Transaction

AmountAmount Recorded
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 W CHURCH ST # ST206, 300, DALLAS, NC 28034-2035

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 THAMON RD, SHELBY, NC 28150-8118

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLEVELAND NC
Property Address135 THAMON RD, SHELBY, NC 28150-8118
Document Number0018151992
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address135 THAMON RD SHELBY NC 28150, SHELBY, NC 28150

Mortgage

Document Number0018151992
DateJun 24, 2020
Book Page001815/001992
Instrument40786
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueJun 23, 2050
Interest
Rate TypeFixed Rate

December 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateDec 4, 2019
Property Address135 THAMON RD, SHELBY, NC 28150-8118
Document Number0018031555
Book / Page1803 / 1555
Instrument DateNov 2, 2019
Instrument200033513
Transaction TypeConstruction Loan
Record UpdatedNov 11, 2022

Transaction

AmountAmount Recorded
Tax$39.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 DEERVIEW DR, MILL SPRING, NC 28756-7612

Mortgage

Document Number0200033514
DateDec 4, 2019
Instrument200033514
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJan 1, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJan 25, 2019
Property Address135 THAMON RD, SHELBY, NC 28150-8118
Document Number0017841247
Book / Page001784 / 001247
Instrument DateJan 25, 2019
Instrument22352
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$31.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 TINA DR SHELBY NC 281526339, SHELBY, NC 28152-6339

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateDec 19, 2017
Property Address135 THAMON RD, SHELBY, NC 28150-8118
Document Number0017571749
Book / Page001757 / 001749
Instrument DateDec 14, 2017
Instrument8382
Transaction TypeTransfer
Record UpdatedJan 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$169.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1417 CRESTVIEW DR SHELBY NC 281504268, SHELBY, NC 28150-4268

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJun 1, 2017
Property Address135 THAMON RD, SHELBY, NC 28150-8118
Document Number0017431891
Book / Page001743 / 001891
Instrument DateJun 1, 2017
Instrument1069
Transaction TypeTransfer
Record UpdatedJul 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$122.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 QUAIL HOLLOW DR KINGS MOUNTAIN NC 280869401, KINGS MOUNTAIN, NC 28086-9401
InvestorPossibly a Property Investor

Mortgage

Document Number17431894
DateJun 1, 2017
Book Page001743/001894
Instrument1070
Lender
NameS C LOVELACE AND SONS INC
AddressPO BOX 662, BESSEMER CITY, NC 28016-0662
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueMay 31, 2027

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,662.00 (+4.53%)$250,453 (-) Land $34,395 Building $216,058$250,453 (-) Land $34,395 Building $216,058
2025$1,590.00$250,453 (+68.34%) Land $34,395 Building $216,058$250,453 (+68.34%) Land $34,395 Building $216,058
2023$148,777 Land $18,520 Building $130,257$148,777 Land $18,520 Building $130,257

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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