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134 Thamon Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 134 Thamon Rd, Shelby, NC 28150

Property Summary

Property TypeSingle Family Home
Details3,039 sqft · built 2021
Lot Size20.1 acres (876,993 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Nov 2019)
Tax Bill$4,472 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16589

Property Details

APN / Parcel Number

Primary APN16589
Alternative APN
  • 1326943

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area3,039 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area876,993 sqft (20.1 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
PorchSlab
Deck Area632 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1326943
Street Address134 THAMON RD
CitySHELBY
StateNC
Zip28150-8118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description20.133AC RD 2073
Legal SubdivisionMOSS LAKE
Legal Block1
Legal Lot Number29
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3011
Census Tract950301

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address134 THAMON RD, SHELBY, NC 28150-8118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CREDIT UNION
Nov 24, 2021Deed of Trust, Mortgage · VA Mortgage
INTERCOASTAL MORTGAGE
Nov 27, 2019Warranty Deed, Construction Loan · Construction Mortgage
POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleNov 26, 2008 · Amount on Record
Deed Document Number2019200033335
Deed Book / Page1803 / 646
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Recording DateJun 22, 2026
Property Address134 THAMON RD, SHELBY, NC 28150-8118
Document Number0200129935
Book / Page1977 / 945
Instrument DateJun 18, 2026
Instrument2026200129935
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 THAMON RD, SHELBY, NC 28150-8118

Mortgage

Document Number0200129935,
DateJun 22, 2026
Book Page1977/945
Instrument2026200129935
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address134 THAMON RD, SHELBY, NC 28150-8118
Transaction TypeMortgage
Record UpdatedNov 11, 2022
Title CompanyFIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018581291
DateNov 24, 2021
Book Page1858/1291
Instrument200064784
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateNov 27, 2019
Property Address134 THAMON RD, SHELBY, NC 28150-8118
Document Number0018030646
Book / Page1803 / 0646
Instrument DateNov 22, 2019
Instrument200033335
Transaction TypeConstruction Loan
Record UpdatedNov 11, 2022
Title CompanyFIRST CHOICE TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1805 ARBOR WAY DR, 1805, SHELBY, NC 28150-6166

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 CROWN CREEK DR, CHERRYVILLE, NC 28021-3059

Mortgage

Document Number0018030649
DateNov 27, 2019
Instrument1803/0649
Lender
NamePOTOMAC MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueDec 1, 2020

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$704,318 (-) Land $137,471 Building $566,847$704,318 (-) Land $137,471 Building $566,847
2025$4,472.00$704,318 (+31.09%) Land $137,471 Building $566,847$704,318 (+31.09%) Land $137,471 Building $566,847
2023$537,295 Land $92,557 Building $444,738$537,295 Land $92,557 Building $444,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND COUNTY WATER
serves 59,395 people · EPA ID NC0123055
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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