Cleveland County property record for 118 Thamon Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,616 sqft · built 1990 |
| Lot Size | 0.88 acres (38,366 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,324 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16592 |
| Primary APN | 16592 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,616 sqft Finished Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 38,366 sqft (0.88 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 140 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 2074301 |
|---|---|
| Street Address | 118 THAMON RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 1 AC RD 2073 |
| Legal Subdivision | STONY POINT COVE |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950301 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 THAMON RD, SHELBY, NC 28150-8118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 118 THAMON RD, SHELBY, NC 28150-8118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017611217 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 1761/1217 |
| Instrument | 200010415 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,324.00 (+5.92%) | $196,915 (-) Land $20,000 Building $176,915 | $196,915 (-) Land $20,000 Building $176,915 |
| 2025 | $1,250.00 | $196,915 (+59%) Land $20,000 Building $176,915 | $196,915 (+59%) Land $20,000 Building $176,915 |
| 2023 | $123,844 Land $14,000 Building $109,844 | $123,844 Land $14,000 Building $109,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures