135 Richards Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 135 Richards Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,570 sqft · built 1994
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on Record
Last Sale$530,000 (Nov 2023)
Tax Bill$5,631 (2025)
Deeds & MortgagesDec 2025 Transfer
Nov 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-38-21-GC-*-3

Property Details

APN / Parcel Number

Primary APN28-38-21-GC-*-3
Alternative APNs
  • 28-38-21-GC-00000.0-0003.00
  • 2850024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,570 sqft Living Area
Gross Area2,246 sqft
1st Floor Area1,570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions101 ft deep x 75 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchScreened/Unfinished Porch
Porch Area276 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2850024
Street Address135 RICHARDS RD
CityMELBOURNE BEACH
StateFL
Zip32951-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionKIRKTON RICHARDS SUBD LOT 3
Legal Range38E
Legal Township28S
Legal Section21
Legal SubdivisionKIRKTON RICHARDS SUBD
Legal Lot Number3
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66103

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1900 N BAYSHORE DR, 907, MIAMI, FL 33132-3005
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Intrafamily Transfer, Transfer
Nov 28, 2023Warranty Deed, Transfer · Conventional Mortgage
THINK ONE MORTGAGE INC
May 24, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Jul 28, 2020Reverse Mortgage, Transfer · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2023 · Amount on Record
Deed SaleNov 28, 2023 · Amount on Record
Deed Document Number2023249241
Deed Book / Page9940 / 938
Prior Transfer DateJul 17, 2020
Prior Transfer Doc0088072398
Record UpdatedSep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateDec 8, 2025
Property Address135 RICHARDS RD, MELBOURNE BEACH, FL 32951-3004
Document Number0104971397
Book / Page10497 / 1397
Map ReferenceMB 9940 PG 938
Instrument DateSep 26, 2025
Instrument2025244619
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 N BAYSHORE DR APT 907, 907, MIAMI, FL 33132-3005

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 N BAYSHORE DR APT 907, 907, MIAMI, FL 33132-3005

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 28, 2023
Property Address135 RICHARDS RD, MELBOURNE BEACH, FL 32951-3004
Document Number0099400938
Book / Page9940 / 938
Map ReferenceMB 12 PG 9
Instrument DateNov 21, 2023
Instrument2023249241
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyATYPICAL TITLE INC, ATYPICAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,710.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2261 NW 69TH CT, FORT LAUDERDALE, FL 33309-1450

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 RICHARDS RD, MELBOURNE BEACH, FL 32951-3004

Mortgage

Document Number0009940940
DateNov 28, 2023
Instrument9940/940
Lender
NameTHINK ONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address135 RICHARDS RD, MELBOURNE BEACH, FL 32951-3004
Transaction TypeMortgage
Record UpdatedJun 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 RICHARDS RD, MELBOURNE, FL 32951-3004

Mortgage

Document Number0095140277
DateMay 24, 2022
Book Page9514/277
Instrument2022130379
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term837 Months
DueFeb 20, 2092
Interest
Rate TypeAdjustable Rate
Rate3.76%
AdjustableAdjustable Rate Rider
Type Change DateJul 4, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate8.76%

July 2020: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionBREVARD FL
Recording DateJul 28, 2020
Property Address135 RICHARDS RD, MELBOURNE BEACH, FL 32951-3004
Document Number0088072398
Book / Page008807 / 002398
Instrument DateJul 17, 2020
Instrument160763
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 RICHARDS RD MELBOURNE BEACH FL 329513004, MELBOURNE BEACH, FL 32951-3004

Mortgage

Document Number88072400
DateJul 28, 2020
Book Page008807/002400
Instrument160764
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term864 Months
DueJul 27, 2092
Interest
Rate TypeAdjustable Rate
Rate3.78%

Mortgage

Document Number88072414,
DateJul 28, 2020
Book Page008807/002414
Instrument160765
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term864 Months
DueJul 27, 2092
Interest
Rate TypeAdjustable Rate
Rate3.78%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,890 (+0.41%)$444,890 (+0.41%)
2025$5,631.00 (+5.71%) Homeowner's exemption$443,060 (+216.99%)$443,060 (-1.7%)
2024$5,327.00 (+771.85%)
2023$611.00 (+3.04%) Disabled Person's exemption Veteran's exemption$139,770 (+3%)$450,700 (+18.47%) Land $190,000 Building $260,700
2022$593.00 Disabled Person's exemption Veteran's exemption$135,700$380,430 Land $170,000 Building $210,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 units insured
incl. 27 condo units
Nearby Flood Claims34 (1984–2017)
Claims Outside the SFHA30 of 34
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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