Brevard County property record for 170 Richards Rd, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,393 sqft · built 1997 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Trust Name on File |
| Last Sale | $327,500 (Nov 2018) |
| Tax Bill | $3,161 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-21-GB-*-7 |
| Primary APN | 28-38-21-GB-*-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,393 sqft Living Area |
| Gross Area | 1,825 sqft |
| 1st Floor Area | 1,393 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 106 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2850017 |
|---|---|
| Street Address | 170 RICHARDS RD |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | RICHARDS SUBD LOT 7 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | RICHARDS SUBD |
| Legal Lot Number | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE SHORES-FLORIDANA BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 66103 |
170 Richards Rd is owner-occupied and held in a trust since May 2024.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 170 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI SPACE COAST CU |
| Nov 26, 2018 | Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2018 · Amount on File |
| Deed Sale | Nov 26, 2018 · Amount on File |
| Prior Sale | Jun 6, 2016 · Amount on File |
| Deed Document Number | 2018261336 |
| Deed Book / Page | 8314 / 2032 |
| Last Transfer Date | May 8, 2024 |
| Transfer Doc | 0100581116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 170 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003 |
| Document Number | 0086161746 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 170 RICHARDS RD MELBOURNE BEACH FL 329513003, MELBOURNE BEACH, FL 32951-3003 |
| Document Number | 0086161746 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 008616/001746 |
| Instrument | 274100 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 26, 2018 |
| Property Address | 170 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003 |
| Document Number | 0083142032 |
| Book / Page | 008314 / 002032 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 261336 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,292.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 170 RICHARDS RD MELBOURNE BEACH FL 329513003, MELBOURNE BEACH, FL 32951-3003 |
| Document Number | 83142034 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 008314/002034 |
| Instrument | 261337 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2048 |
The 2025 property tax bill for 170 Richards Rd was $3,161 with a homeowner's exemption, up 6.4% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,620 (+2.7%) | $453,000 (+0.93%) | |
| 2025 | $3,161.00 (+6.43%) Homeowner's exemption | $245,010 | $448,810 |
| 2024 | $2,970.00 (+1.78%) | ||
| 2023 | $2,918.00 (+7.52%) Homeowner's exemption | $231,180 (+3%) | $457,140 (+16.67%) Land $190,000 Building $267,140 |
| 2022 | $2,714.00 Homeowner's exemption | $224,450 | $391,830 Land $170,000 Building $221,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Richards Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 106 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 27 condo units |
| Nearby Flood Claims | 34 (1984–2017) |
| Claims Outside the SFHA | 30 of 34 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 170 Richards Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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