120 Richards Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 120 Richards Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details2,125 sqft · built 2022
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$810,400 (Sep 2025)
Tax Bill$8,842 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-21-GB-*-2

Property Details

APN / Parcel Number

Primary APN28-38-21-GB-*-2
Alternative APNs
  • 28-38-21-GB-00000.0-0002.00
  • 2852977

Interior

Stories1 Story
Building Area2,125 sqft Living Area
Gross Area2,904 sqft
1st Floor Area2,125 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions150 ft deep x 53 ft wide
View / LotRoad
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch

Location & Zoning

Account Number2852977
Street Address120 RICHARDS RD
CityMELBOURNE BEACH
StateFL
Zip32951-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionRICHARDS SUBD S 20 FT OF LOT 1 & ALL OF LOT 2
Legal Range38E
Legal Township28S
Legal Section21
Legal SubdivisionRICHARDS SUBD
Legal Lot Number2
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66103

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer
MARTEX FOOD SERVICES FLORIDA INC
Jul 28, 2021Warranty Deed, Transfer
AURORA TITLE ESCROW/BREVARD IN, AURORA T&E OF BREVARD INC
Oct 13, 2020Warranty Deed, Transfer
ATYPICAL TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleJul 28, 2021 · Amount on Record
Deed Document Number2025192190
Deed Book / Page10438 / 2125
Prior Transfer DateFeb 12, 1996
Prior Transfer Doc3553001270
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 24, 2025
Property Address120 RICHARDS RD, MELBOURNE BEACH, FL 32951
Document Number0104382125
Book / Page10438 / 2125
Map ReferenceMB 11 PG 16
Instrument DateSep 17, 2025
Instrument2025192190
Transaction TypeTransfer
Record UpdatedOct 15, 2025
Title CompanyATTORNEYS KEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,672.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3907 NW 49TH ST, TAMARAC, FL 33309-3347

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 RICHARDS RD, MELBOURNE BEACH, FL 32951

Mortgage

Document Number0104382127
DateSep 24, 2025
Instrument10438/2127
Lender
NameMARTEX FOOD SERVICES FLORIDA INC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term122 Months
DueOct 31, 2035

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 28, 2021
Property Address120 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003
Document Number0092042936
Book / Page9204 / 2936
Map ReferenceMB 11 PG 16
Instrument DateJul 28, 2021
Instrument2021195776
Transaction TypeTransfer
Record UpdatedJan 16, 2024
Title CompanyAURORA TITLE ESCROW/BREVARD IN, AURORA T&E OF BREVARD INC

Transaction

AmountAmount Recorded
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4200 S BLUFF LN, CEDAR, MI 49621-9753

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 NW 49TH ST, TAMARAC, FL 33309-3347

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 13, 2020
Property Address120 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003
Document Number0088842731
Book / Page008884 / 002731
Instrument DateOct 9, 2020
Instrument225707
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATYPICAL TITLE INC

Transaction

AmountAmount Recorded
Tax$1,365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1275 S PATRICK DR #K SATELLITE BEACH FL 329373964, K, SATELLITE BEACH, FL 32937-3964

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$648,580 (-2.39%)$648,580 (-2.39%)
2025$8,842.00 (+2.02%)$664,440 (-0.54%)$664,440 (-0.54%)
2024$8,667.00 (-2.5%)$668,040 (-0.9%) Land $190,000 Building $478,040$668,040 (-0.9%) Land $190,000 Building $478,040
2023$8,889.00 (+279.39%)$674,140 (+237.07%) Land $190,000 Building $484,140$674,140 (+237.07%) Land $190,000 Building $484,140
2022$2,343.00$200,000 Land $200,000$200,000 Land $200,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 106 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 units insured
incl. 27 condo units
Nearby Flood Claims34 (1984–2017)
Claims Outside the SFHA30 of 34
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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