Monterey County property record for 135 Rancho Rd, Carmel Valley, CA 93924 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,882 sqft · built 1968 |
| Lot Size | 1.34 acres (58,659 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $23,622 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-201-003-000 |
| Primary APN | 187-201-003-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 3,882 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 58,659 sqft (1.34 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 135 RANCHO RD |
|---|---|
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 141 RANCHO DEL MONTE NO 1 LOT 6 BLK 2 1.4 AC |
| Legal Subdivision | RANCHO DEL MONTE NO 1 |
| Legal Tract | 141 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11001 |
Source: Monterey County records · APN 187-201-003-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 135 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 18, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2007 |
| Deed Sale | Mar 14, 2007 |
| Prior Sale | Mar 14, 2007 |
| Deed Document Number | 0000020890 |
| Last Transfer Date | Jul 02, 2007 |
| Transfer Doc | 0000052246 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 135 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 135 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Document Number | 0000032489 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 2021032489 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | May 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 135 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Document Number | 0000030494 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 135 RANCHO RD CARMEL VALLEY CA 939249405, CARMEL VALLEY, CA 93924-9405 |
| Document Number | 0000030494 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 30494 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $23,622.00 (+3.06%) Homeowner's exemption | $2,240,835 (+4.04%) Land $1,482,636 Building $758,199 |
| 2023 | $22,921.00 (+3.38%) Homeowner's exemption | $2,153,822 Land $1,425,064 Building $728,758 |
| 2022 | $22,171.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530110012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force 1 of 3 on primary residences |
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | About 1 in 277 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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