Monterey County property record for 120 Rancho Rd, Carmel Valley, CA 93924 · Last verified October 2025
| Property Type | Single Family Home (2+ on Parcel) |
|---|---|
| Details | 2 bd · 2 ba · 1,351 sqft · built 1957 |
| Lot Size | 0.992 acres (43,245 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $19,059 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-172-004-000 |
| Primary APN | 187-172-004-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,351 sqft Living Area |
| Gross Area | 6,695 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 43,245 sqft (0.992 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 3 Buildings |
| Street Address | 120 RANCHO RD |
|---|---|
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9405 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Single Family Home (2+ on Parcel) |
| Legal Description | TRACT 141 RANCHO DEL MONTE NO 1 L 3 BLK 2 EXC SUB A .729 AC L 4 BLK 2 EXC SUB A .329 AC |
| Legal Subdivision | RANCHO DEL MONTE SUBDIVISION #01 |
| Legal Tract | 141 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11001 |
Source: Monterey County records · APN 187-172-004-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 120 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Oct 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREMONT BANK |
| Jan 22, 2020 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Sep 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Sep 29, 1999 · Amount on Record |
| Last Transfer Date | Dec 09, 1999 |
| Transfer Doc | 0000090468 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 120 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1200 RANCHO RD, CARMEL VALLEY, CA 93924 |
| Document Number | 0000045909 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021045909 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 120 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050711 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019050711 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 120 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003330 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020003330 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 120 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Address | 120 RANCHO RD, CARMEL VALLEY, CA 93924-9405 |
| Document Number | 0000046151 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020046151 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $19,059.00 (+2.36%) | $1,776,380 (+4.04%) Land $768,484 Building $1,007,896 |
| 2023 | $18,619.00 (+3.31%) | $1,707,403 Land $738,644 Building $968,759 |
| 2022 | $18,022.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 75% of the US · above 50% of California |
|---|---|
| Wildfire Likelihood | About 1 in 224 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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