131 Rancho Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 131 Rancho Rd, Carmel Valley, CA 93924 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,591 sqft · built 1999
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$2,900,000 (May 2026)
Tax Bill	$14,028 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`187-201-002-000`

Property Details

APN / Parcel Number

Primary APN	`187-201-002-000`
Alternative APN	`187-201-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,591 sqft Living Area
1st Floor Area	4,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	52,272 sqft (1.2 acres)
Garage Area	755 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	187-201-002
Street Address	131 RANCHO RD
City	CARMEL VALLEY
State	CA
Zip	93924-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 141 RANCHO DEL MONTE NO 1 L 5 BLK 2 1.2 AC
Legal Subdivision	RANCHO DEL MONTE NO 1
Legal Tract	141
Legal Block	2
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2003
Census Tract	11001

Owner

Source: Monterey County records · APN 187-201-002-000

Assessment roll updated July 23, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 22255, CARMEL, CA 93922-0255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed, Transfer CHICAGO TITLE COMPANY
May 01, 2026	Grant Deed, Transfer · Conventional Mortgage CAPE MORTGAGE CORPORATION
Jun 28, 2019	Intrafamily Transfer, Transfer · ARM JPMORGAN CHASE BANK NA
Jan 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Deed Document Number	202614491
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	0000014492
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTEREY CA
Recording Date	May 01, 2026
Property Address	131 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000014492
Instrument Date	Apr 29, 2026
Instrument	202614492
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 01, 2026
Property Address	131 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000014491
Instrument Date	Apr 29, 2026
Instrument	2026.14491
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$322,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000014493,
Date	May 01, 2026
Instrument	2026..14493

Lender

Name	CAPE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 28, 2019
Property Address	131 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000027004
Map Reference	VOL 4 PG 113
Instrument Date	Jun 20, 2019
Instrument	2019027004
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 RANCHO RD, CARMEL VALLEY, CA 93924-9405

Mortgage

Document Number	0000027005
Date	Jun 28, 2019
Instrument	2019027005

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 24, 2018
Property Address	131 RANCHO RD, CARMEL VALLEY, CA 93924-9405
Document Number	0000002983
Instrument Date	Jan 12, 2018
Instrument	2983
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	131 RANCHO RD CARMEL VALLEY CA 939249405, CARMEL VALLEY, CA 93924-9405

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$14,028.00 (+2.94%) Homeowner's exemption	$1,323,357 (+4.04%) Land $424,998 Building $898,359
2024	$13,628.00 (-0.89%)
2023	$13,751.00 (+3.34%) Homeowner's exemption	$1,271,972 Land $408,496 Building $863,476
2022	$13,307.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530110012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	About 1 in 224 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Razzolink	Fixed Wireless (unlicensed)	500 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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