Hampden County and Chicopee City property record for 123 Prospect St, Chicopee, MA 01013 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,758 sqft Living Area |
| Lot Size | 11,307 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2022) |
| Tax Bill | $4,174.00 (2025) |
| Primary APN | 627-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 2,758 sqft Living Area |
| Gross Area | 4,692 sqft Gross Area |
| 1st Floor | 1,732 sqft 1st Floor |
| Basement Area | 1,634 sqft Basement |
| Unfinished Basement | 1,634 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,307 sqft (0.26 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 627-00004 |
|---|---|
| Street Address | 123 PROSPECT ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-4027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Jurisdiction | CHICOPEE MA |
| Minor Civil Division | CHICOPEE |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records · APN 627-00004
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 PROSPECT ST, CHICOPEE, MA 01013-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 28, 2022 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage CITIZENS BANK |
| Feb 27, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Dec 01, 2015 · Amount on Record |
| Deed Book / Page | 24377 / 433 |
| Transfer Doc | 19343-456 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 123 PROSPECT ST, CHICOPEE, MA 01013-4027 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 026021-592 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 26021/592 |
| Instrument | 42686 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 28, 2022 |
| Property Address | 123 PROSPECT ST, CHICOPEE, MA 01013-4027 |
| Document Number | 024377-433 |
| Book / Page | 24377 / 433 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 5795 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 FACTORY ST, CHICOPEE, MA 01013-4044 |
| Document Number | 0000005796 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 5796 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 123 PROSPECT ST, CHICOPEE, MA 01013-4027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23104-157 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 23104/157 |
| Instrument | 10771 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,174.00 (+5.72%) | $275,300 (+2.92%) Land $76,000 Building $199,300 |
| 2024 | $3,948.00 (+7.11%) | $267,500 (+9.95%) Land $74,500 Building $193,000 |
| 2023 | $3,686.00 | $243,300 Land $67,700 Building $175,600 |
123 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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