Otsego County and Cherry Valley Town property record for 135 Main St, Cherry Valley, NY 13320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,140 sqft · built 1870 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,000 (Jun 2009) |
| Tax Bill | $4,554 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 362401 58.10-2-27.00 |
| Primary APN | 362401 58.10-2-27.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| 2nd Floor Area | 1,070 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Width | 136 ft Width |
| Garage Type | Detached |
| Garage Area | 850 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 042250 |
|---|---|
| Street Address | 135 MAIN ST |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 003 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 590101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cherry Valley Village Historic District listed 1988 · 232 contributing resources · NRIS 88000472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
135 Main St is owned and occupied by two individuals who bought it in June 2009.
Source: Otsego County and Cherry Valley Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 135 MAIN ST, CHERRY VALLEY, NY 13320-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2009 · Amount on File |
| Deed Sale | Jun 3, 2009 · Amount on File |
| Prior Sale | May 19, 2003 · Amount on File |
| Deed Book / Page | 1123 / 951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 135 MAIN ST, CHERRY VALLEY, NY 13320-3728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000089 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-7089 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 135 Main St was $4,554, down 8.6% from the year before.
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Municipality | Cherry Valley Village |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,554.00 (-8.61%) | ||
| 2025 | $4,983.00 | $149,300 Land $5,400 Building $143,900 | $213,286 Land $7,714 Building $205,572 |
| 2023 | $149,300 Land $5,400 Building $143,900 | $180,227 Land $6,519 Building $173,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 135 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 135 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY VILLAGE serves 620 people · EPA ID NY3800144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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