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147 Main St, Cherry Valley, NY 13320 Property Records

Otsego County and Cherry Valley Town property record for 147 Main St, Cherry Valley, NY 13320

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,618 sqft · built 1900
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Nov 2018)
Tax Bill$5,700 (2026)
Deeds & MortgagesMay 2023 Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN362401 58.10-2-25.00

Property Details

APN / Parcel Number

Primary APN362401 58.10-2-25.00
Alternative APNs
  • 240105801000020250000000
  • 036500

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,618 sqft Living Area
1st Floor Area1,309 sqft
2nd Floor Area1,309 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions165 ft deep x 100 ft wide
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area414 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number036500
Street Address147 MAIN ST
CityCHERRY VALLEY
StateNY
Zip13320-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description995 0 0
Legal Block2
Legal Lot Number25.000
JurisdictionOTSEGO NY
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3013
Census Tract590101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cherry Valley Village Historic District
listed 1988 · 232 contributing resources · NRIS 88000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Cherry Valley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19 MARQUAND AVE, BRONXVILLE, NY 10708-5642
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 6, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2018 · Amount on Record
Deed SaleNov 6, 2018 · Amount on Record
Prior SaleMay 10, 1995 · Amount on Record
Deed Document Number20185388
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address147 MAIN ST, CHERRY VALLEY, NY 13320-3729
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000881
DateMay 16, 2023
Instrument2023-1881
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueJun 1, 2063

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateNov 6, 2018
Property Address147 MAIN ST, CHERRY VALLEY, NY 13320-3729
Document Number0000005388
Instrument DateNov 2, 2018
Instrument5388
Transaction TypeTransfer
Record UpdatedDec 26, 2018

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 MAIN ST CHERRY VALLEY NY 133203729, CHERRY VALLEY, NY 13320-3729

Tax Assessment & Valuation

Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionCherry Valley Town
MunicipalityCherry Valley Village
Unified School DistrictCherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,700.00 (-8.64%)
2025$6,239.00$187,200 (-) Land $6,300 Building $180,900$267,429 (+18.34%) Land $9,000 Building $258,429
2023$187,200 Land $6,300 Building $180,900$225,978 Land $7,605 Building $218,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY VILLAGE
serves 620 people · EPA ID NY3800144
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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