135 Harbor Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 135 Harbor Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	1,152 sqft
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Mar 2025)
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U28 L:0041`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U28 L:0041`
Alternative APN	`2254`

Interior

Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	2254
Street Address	135 HARBOR RD
City	NAPLES
State	ME
Zip	04055-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	SEBAGO HARBOR SHORES
Legal Lot Number	41
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14002

Owner

135 Harbor Rd is owned by two individuals who bought it in March 2025.

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	53 HOFMANN AVE, LAWRENCE, MA 01841-1505
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on File
Deed Sale	Mar 18, 2025 · Amount on File
Prior Sale	Sep 1, 2015
Deed Document Number	20259168
Deed Book / Page	41333 / 39
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	135 HARBOR RD, NAPLES, ME 04055-3435
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421150135
Date	Mar 17, 2026
Book Page	42115/135
Instrument	10078

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	135 HARBOR RD, NAPLES, ME 04055-3435
Document Number	0338780074
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HARBOR RD NAPLES ME 040553435, NAPLES, ME 04055-3435

Mortgage

Document Number	0338780074
Date	Mar 15, 2017
Book Page	033878/000074
Instrument	11776

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 135 Harbor Rd was $3,683.

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,683.00	$387,711 Land $120,288 Building $267,423
2023	$3,548.00 (+10.91%)	$387,711 (-) Land $120,288 Building $267,423
2022	$3,199.00	$387,711 Land $120,288 Building $267,423

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 135 Harbor Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 135 Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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