131 Harbor Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 131 Harbor Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	1,064 sqft
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Nov 2025)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U28 L:0043`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U28 L:0043`
Alternative APN	`2256`

Interior

Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Account Number	2256
Street Address	131 HARBOR RD
City	NAPLES
State	ME
Zip	04055-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	43
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14002

Owner

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 HARBOR RD, NAPLES, ME 04055-3435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	May 30, 2012 · Amount on Record
Deed Book / Page	41894 / 67
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	131 HARBOR RD, NAPLES, ME 04055-3435
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380820129
Date	Apr 16, 2021
Book Page	38082/129
Instrument	27504

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	Nov 25, 2025
Property Address	131 HARBOR RD, NAPLES, ME 04055-3435
Document Number	0418940067
Book / Page	41894 / 67
Instrument Date	Nov 21, 2025
Instrument	49143
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000049144
Date	Nov 25, 2025
Instrument	49144

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,002.00 (+3.84%)	$315,966 (-) Land $121,632 Building $194,334
2023	$2,891.00 (+10.89%)	$315,966 (-) Land $121,632 Building $194,334
2022	$2,607.00	$315,966 Land $121,632 Building $194,334

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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