130 Harbor Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 130 Harbor Rd, Naples, ME 04055

Property Summary

Details	640 sqft
Lot Size	0.43 acres (18,731 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (May 2018)
Tax Bill	$4,008 (2025)
Deeds & Mortgages	Dec 2018 Transfer May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:U28 L:0018`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:U28 L:0018`
Alternative APN	`2233`

Interior

Stories	1 Story
Building Area	640 sqft Total Area

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Account Number	2233
Street Address	130 HARBOR RD
City	NAPLES
State	ME
Zip	04055
Property Category	Other
Property Type	Unknown
Local Zoning Code	RES
Legal Lot Number	18
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	14002

Owner

130 Harbor Rd is held in a trust since May 2018.

Source: Cumberland County and Naples Town records, as of May 21, 2026

Owner of Record	Trust Name on File
Mailing Address	405 WINDSOR DR, FRAMINGHAM, MA 01701-3098
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Quit Claim Deed, Transfer Quitclaim
May 29, 2018	Warranty Deed, Transfer NOT AVAILABLE
May 25, 2018	Deed of Trust, Mortgage FAIRWAY INDEPENDENCE MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	201823904
Deed Book / Page	34868 / 215
Transfer Doc	0348680215
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPLES ME
Recording Date	Dec 12, 2018
Property Address	130 HARBOR RD, NAPLES, ME 04055
Document Number	0353540138
Book / Page	035354 / 000138
Instrument Date	Dec 12, 2018
Instrument	63385
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12 LEAMINGTON RD BRIGHTON MA 021354016, BRIGHTON, MA 02135-4016

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAPLES ME
Recording Date	May 29, 2018
Property Address	130 HARBOR RD, NAPLES, ME 04055
Document Number	0348680215
Book / Page	034868 / 000215
Instrument Date	May 25, 2018
Instrument	23904
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LEAMINGTON RD BRIGHTON MA 021354016, BRIGHTON, MA 02135-4016

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	130 HARBOR RD, NAPLES, ME 04055
Document Number	0348680217
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 HARBOR RD NAPLES ME 04055, NAPLES, ME 04055

Mortgage

Document Number	0348680217
Date	May 29, 2018
Book Page	034868/000217
Instrument	23905

Lender

Name	FAIRWAY INDEPENDENCE MTG CORP
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 130 Harbor Rd was $4,008.

Source: Cumberland County and Naples Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,008.00	$421,865 Land $358,870 Building $62,995
2023	$3,860.00 (+10.92%)	$421,865 (-) Land $358,870 Building $62,995
2022	$3,480.00	$421,865 Land $358,870 Building $62,995

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 130 Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Harbor Rd

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