137 Elm St, Reading, PA 19601 Property Records

Berks County property record for 137 Elm St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,070 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Mar 2026)
Tax Bill	$779 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-73-62-0010`

Property Details

APN / Parcel Number

Primary APN	`5307-73-62-0010`
Alternative APNs	`06-5307-73-62-0010` `6360925` `360925`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,070 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6360925
Street Address	137 ELM ST
City	READING
State	PA
Zip	19601-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	20
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1006
Census Tract	1200

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	137 ELM ST, READING, PA 19601-2936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER BERKS INC A NON-PROFIT CORPORATI
Mar 24, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	May 7, 2025 · Amount on Record
Deed Document Number	20268611
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	137 ELM ST, READING, PA 19601-2936
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008613
Date	Mar 24, 2026
Instrument	2026008613

Lender

Name	GREATER BERKS INC A NON-PROFIT CORPORATI
Type	Non-Lending Institution
Address	213 N 5TH ST STE 1030, READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 24, 2026
Property Address	137 ELM ST, READING, PA 19601-2936
Document Number	0000008611
Instrument Date	Mar 23, 2026
Instrument	2026008611
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	FREEDOM SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 ELM ST, READING, PA 19601-2936

Mortgage

Document Number	0000008612
Date	Mar 24, 2026
Instrument	2026008612

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$779.00 (+4.01%)	$27,600 (-) Land $5,600 Building $22,000	$5,600 (-) Land $5,600
2025	$749.00 (+2.6%)	$27,600 (-) Land $5,600 Building $22,000	$5,600 (-79.71%) Land $5,600
2024	$730.00	$27,600 Land $5,600 Building $22,000
1994			$27,600 Land $5,600 Building $22,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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