Hampden County and Ludlow Town property record for 105 Cislak Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,506 sqft · built 2006 |
| Lot Size | 1.06 acres (46,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $467,000 (Oct 2013) |
| Tax Bill | $10,823 (2026) |
| Deeds & Mortgages | May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:026-04075 B:47C L:0 |
| Primary APN | M:026-04075 B:47C L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,506 sqft Living Area |
| Gross Area | 6,083 sqft |
| Basement Area | 2,506 sqft |
| Unfinished Basement | 2,506 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 46,304 sqft (1.06 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10081 |
|---|---|
| Street Address | 105 CISLAK DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4075 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 CISLAK DR, LUDLOW, MA 01056-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on Record |
| Deed Sale | Oct 31, 2013 · Amount on Record |
| Prior Sale | Oct 31, 2013 · Amount on Record |
| Deed Book / Page | 20081 / 97 |
| Transfer Doc | 0020081-97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 105 CISLAK DR, LUDLOW, MA 01056-1543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23195-236 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 23195/236 |
| Instrument | 22611 |
| Name | MASSACHUSETTS STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,823.00 (+1.6%) | $676,000 (+10.1%) Land $172,500 Building $503,500 | $631,250 (-21.65%) |
| 2025 | $10,653.00 (-0.21%) | $614,000 (+4.05%) Land $150,000 Building $464,000 | $805,695 (+7.67%) |
| 2024 | $10,675.00 (+4.07%) | $590,100 (+12.23%) Land $150,000 Building $440,100 | $748,315 |
| 2023 | $10,258.00 | $525,800 Land $131,600 Building $394,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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