13499 Gemfire Ct, Jacksonville, FL 32258 Property Records

Duval County property record for 13499 Gemfire Ct, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,407 sqft · built 2005
Lot Size	0.037 acres (1,619 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2019)
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158767-3556`

Property Details

APN / Parcel Number

Primary APN	`158767-3556`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,407 sqft Living Area
Gross Area	1,859 sqft
1st Floor Area	600 sqft
Upper Floors Area	807 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,619 sqft (0.037 acres)
Lot Width	20 ft Width
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13499 GEMFIRE CT
City	JACKSONVILLE
State	FL
Zip	32258-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57-98 25-4S-27E .04 EMERALD PRESERVE LOT 12G
Legal Range	27E
Legal Township	04S
Legal Section	25
Legal Subdivision	EMERALD PRESERVE
Legal Lot Number	12G
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	16813

Owner

13499 Gemfire Ct is owned and occupied by an individual who bought it in June 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	13499 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage VISION ONE MORTGAGE INC
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Prior Sale	Sep 13, 2005 · Amount on File
Deed Document Number	2019143144
Deed Book / Page	18833 / 1683
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	13499 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13499 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	0202501171
Date	Apr 29, 2022
Book Page	20250/1171
Instrument	2022111227

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 19, 2019
Property Address	13499 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Document Number	0188331683
Book / Page	18833 / 1683
Map Reference	MB 57 PG 98&98A-98F
Instrument Date	May 28, 2019
Instrument	2019143144
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ESTATE TITLE AND TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 WILBUR AVE, 1211, SAN DIEGO, CA 92109-2061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13499 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	0188331685
Date	Jun 19, 2019
Instrument	18833/1685

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13499 Gemfire Ct was $3,236 with a homeowner's exemption, up 7.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,425 (+2.7%)	$218,558 (-2.37%) Land $60,000 Building $158,558
2025	$3,236.00 (+7.76%) Homeowner's exemption	$166,919	$223,857 Land $70,000 Building $153,857
2024	$3,003.00 (+2.49%)
2023	$2,930.00 (+7.37%) Homeowner's exemption	$157,491 (+3%)	$233,286 (+16.44%) Land $50,000 Building $183,286
2022	$2,729.00 Homeowner's exemption	$152,904	$200,346 Land $45,000 Building $155,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13499 Gemfire Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13499 Gemfire Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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