13496 Gemfire Ct, Jacksonville, FL 32258 Property Records

Duval County property record for 13496 Gemfire Ct, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,407 sqft · built 2005
Lot Size	0.037 acres (1,623 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Aug 2021)
Tax Bill	$4,923 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`158767-3532`

Property Details

APN / Parcel Number

Primary APN	`158767-3532`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,407 sqft Living Area
Gross Area	1,859 sqft
1st Floor Area	600 sqft
Upper Floors Area	807 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,623 sqft (0.037 acres)
Lot Width	20 ft Width
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13496 GEMFIRE CT
City	JACKSONVILLE
State	FL
Zip	32258-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57-98 25-4S-27E .04 EMERALD PRESERVE LOT 11C
Legal Range	27E
Legal Township	04S
Legal Section	25
Legal Subdivision	EMERALD PRESERVE
Legal Lot Number	11C
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	16813

Owner

13496 Gemfire Ct is owned and occupied by an individual who bought it in August 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	13496 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Dec 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Nov 4, 2009 · Amount on File
Deed Document Number	2021206368
Deed Book / Page	19856 / 592
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 10, 2021
Property Address	13496 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Document Number	0198560592
Book / Page	19856 / 592
Map Reference	MB 57 PG 98&98A-98F
Instrument Date	Aug 2, 2021
Instrument	2021206368
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5870 CAPO ISLAND RD, 5870, ST AUGUSTINE, FL 32095-8024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13496 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	19856594
Date	Aug 10, 2021
Instrument	19856/594

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 8, 2020
Property Address	13496 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Document Number	0194841860
Book / Page	019484 / 001860
Instrument Date	Nov 24, 2020
Instrument	272596
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5870 CAPO ISLAND RD #D ST AUGUSTINE FL 320958024, D, ST AUGUSTINE, FL 32095-8024

Tax Assessment & Valuation

The 2025 property tax bill for 13496 Gemfire Ct was $4,923, up 0.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,069 (-2.45%) Land $60,000 Building $155,069	$215,069 (-2.45%) Land $60,000 Building $155,069
2025	$4,923.00 (+0.8%)	$220,478 Land $70,000 Building $150,478	$220,478 Land $70,000 Building $150,478
2024	$4,884.00 (+1.54%)
2023	$4,810.00 (+14.72%)	$229,258 (+16.42%) Land $50,000 Building $179,258	$229,258 (+16.42%) Land $50,000 Building $179,258
2022	$4,193.00	$196,927 Land $45,000 Building $151,927	$196,927 Land $45,000 Building $151,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13496 Gemfire Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13496 Gemfire Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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