13495 Gemfire Ct, Jacksonville, FL 32258 Property Records

Duval County property record for 13495 Gemfire Ct, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,476 sqft · built 2005
Lot Size	0.037 acres (1,620 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Oct 2018)
Tax Bill	$3,293 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158767-3552`

Property Details

APN / Parcel Number

Primary APN	`158767-3552`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,476 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	640 sqft
Upper Floors Area	836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,620 sqft (0.037 acres)
Lot Width	20 ft Width
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13495 GEMFIRE CT
City	JACKSONVILLE
State	FL
Zip	32258-5481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57-98 25-4S-27E .04 EMERALD PRESERVE LOT 12E
Legal Range	27E
Legal Township	04S
Legal Section	25
Legal Subdivision	EMERALD PRESERVE
Legal Lot Number	12E
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1000
Census Tract	16813

Owner

13495 Gemfire Ct is owned and occupied by an individual who bought it in October 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	13495 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	Oct 18, 2005 · Amount on File
Deed Document Number	2018250531
Deed Book / Page	18571 / 1437
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	13495 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13495 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	0195942050
Date	Feb 19, 2021
Book Page	19594/2050
Instrument	2021045145

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 22, 2018
Property Address	13495 GEMFIRE CT, JACKSONVILLE, FL 32258-5481
Document Number	0185711437
Book / Page	18571 / 1437
Map Reference	MB 57 PG 98,98A&98B
Instrument Date	Oct 19, 2018
Instrument	2018250531
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	TITLE AMERICA REAL ESTATE CL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 BARRINGTON FARMS PKWY, 247, SHARPSBURG, GA 30277-1855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13495 GEMFIRE CT, JACKSONVILLE, FL 32258-5481

Mortgage

Document Number	2018250532
Date	Oct 22, 2018
Instrument	2018250532

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13495 Gemfire Ct was $3,293 with a homeowner's exemption, up 7.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,708 (+2.7%)	$220,968 (-2.31%) Land $60,000 Building $160,968
2025	$3,293.00 (+7.68%) Homeowner's exemption	$170,115	$226,202 Land $70,000 Building $156,202
2024	$3,058.00 (+2.48%)
2023	$2,984.00 (+7.38%) Homeowner's exemption	$160,506 (+3%)	$236,077 (+16.46%) Land $50,000 Building $186,077
2022	$2,779.00 Homeowner's exemption	$155,832	$202,706 Land $45,000 Building $157,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13495 Gemfire Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13495 Gemfire Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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