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13498 Lawrence St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13498 Lawrence St, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1989
Lot Size0.513 acres (22,345 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Apr 2015)
Tax Bill$5,168 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR03-223-18-2813-0000-1020

Property Details

APN / Parcel Number

Primary APNR03-223-18-2813-0000-1020
Alternative APNs
  • 01135293
  • 1135293

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,908 sqft Living Area
Gross Area2,690 sqft
1st Floor Area1,908 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,345 sqft (0.513 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchScreened Porch
Porch Area1,400 sqft
Deck Area238 sqft
Patio Area688 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01135293
Street Address13498 LAWRENCE ST
CitySPRING HILL
StateFL
Zip34609-8906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE OAKS UNIT THREE LOT 102
Legal Range18E
Legal Township23S
Legal Section03
Legal SubdivisionOAKS (THE) UNIT 3
Legal Lot Number102
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1010
Census Tract40909

Owner

13498 Lawrence St is owned by an individual who bought it in April 2015.

Source: Hernando County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address134 RINGTAIL CT, ORLANDO, FL 32828-8417
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2015 · Amount on File
Deed SaleApr 22, 2015 · Amount on File
Deed Document Number201523840
Deed Book / Page3216 / 81
Prior Transfer DateMar 29, 2005
Prior Transfer Doc0020040298
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address13498 LAWRENCE ST, SPRING HILL, FL 34609-8906
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040850539
DateNov 15, 2021
Book Page4085/539
Instrument2021086008
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 13498 Lawrence St was $5,168.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,168.00$297,297$319,935 Land $41,338 Building $278,597
2023$245,700 Land $245,700
2022$4,249.00$327,456 Land $41,338 Building $286,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13498 Lawrence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13498 Lawrence St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: WOW Internet, Cable & Phone.

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