13490 Lawrence St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13490 Lawrence St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,270 sqft · built 2001
Lot Size	0.51 acres (22,230 sqft)
Owner	Individual Name on File
Last Sale	$103,400 (Oct 2015)
Tax Bill	$782 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03-223-18-2813-0000-1010`

Property Details

APN / Parcel Number

Primary APN	`R03-223-18-2813-0000-1010`
Alternative APNs	`01135284` `1135284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,270 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	2,270 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,230 sqft (0.51 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	1,198 sqft
Deck Area	196 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01135284
Street Address	13490 LAWRENCE ST
City	SPRING HILL
State	FL
Zip	34609-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS UNIT THREE LOT 101
Legal Range	18E
Legal Township	23S
Legal Section	03
Legal Subdivision	OAKS (THE) UNIT 3
Legal Lot Number	101
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	40909

Owner

13490 Lawrence St is owned and occupied by an individual who bought it in October 2015.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	13490 LAWRENCE ST, SPRING HILL, FL 34609-8906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 28, 2016	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2015 · Amount on File
Deed Sale	Oct 15, 2015 · Amount on File
Prior Sale	Dec 8, 2005 · Amount on File
Deed Document Number	201559622
Deed Book / Page	3295 / 488
Prior Transfer Date	Nov 30, 2005
Prior Transfer Doc	0021630222
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13490 LAWRENCE ST, SPRING HILL, FL 34609-8906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039140265
Date	Nov 18, 2020
Book Page	3914/265
Instrument	2020072353

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13490 LAWRENCE ST, SPRING HILL, FL 34609-8906
Document Number	0034281191
Book / Page	003428 / 001191
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13490 LAWRENCE ST SPRING HILL FL 346098906, SPRING HILL, FL 34609-8906

Mortgage

Document Number	0034281191
Date	Jan 5, 2017
Book Page	003428/001191
Instrument	827

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13490 Lawrence St was $782 with a disabled person's exemption, up 2.1% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$782.00 (+2.09%) Disabled Person's exemption	$177,445	$411,581 Land $39,070 Building $372,511
2024	$766.00
2023	Additional exemption filed	$167,421 Land $167,421
2022			$420,626 Land $39,070 Building $381,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13490 Lawrence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13490 Lawrence St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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