13482 Lawrence St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13482 Lawrence St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,094 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$433,800 (Aug 2023)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R03-223-18-2813-0000-1000`

Property Details

APN / Parcel Number

Primary APN	`R03-223-18-2813-0000-1000`
Alternative APNs	`01135275` `1135275`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
1st Floor Area	2,094 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	1,123 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01135275
Street Address	13482 LAWRENCE ST
City	SPRING HILL
State	FL
Zip	34609-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS UNIT THREE LOT 100 LESS THE S 28 FT DES IN OR 725 PG 439 CONTINUED
Legal Range	18E
Legal Township	23S
Legal Section	03
Legal Subdivision	OAKS (THE) UNIT 3
Legal Lot Number	100
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	40909

Owner

13482 Lawrence St is owned and occupied by an individual who bought it in August 2023.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 26, 2023	Warranty Deed, Transfer GIANNELL TITLE LLC
May 26, 2023	Warranty Deed, Construction Loan · Construction Mortgage CAPITA IN ES RN-TENTS LLC
Oct 1, 2019	Warranty Deed, Transfer · VA Mortgage PATRIOT LNDG SVCS
Apr 12, 2019	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Apr 12, 2019	Warranty Deed, Transfer GIANNELL TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	2023049034
Deed Book / Page	4328 / 1332
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 7, 2023
Property Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Document Number	0043281332
Book / Page	4328 / 1332
Instrument Date	Jul 31, 2023
Instrument	2023049034
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,036.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3711 ERIN BROOK DR, NEW PORT RICHEY, FL 34655-2912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906

Mortgage

Document Number	0043281334
Date	Aug 7, 2023
Instrument	4328/1334

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2038

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906

Mortgage

Document Number	0039681842
Date	Mar 22, 2021
Book Page	3968/1842
Instrument	2021019220

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 26, 2023
Property Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Document Number	0043021728
Book / Page	4302 / 1728
Instrument Date	May 12, 2023
Instrument	2023032664
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,117.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2940 WELSH RUN RD, RUCKERSVILLE, VA 22968-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 GRIFFIN RD # B-428, B-428, DANIA BEACH, FL 33004-2200
Investor	Possibly a Property Investor

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 26, 2023
Property Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Document Number	0043021732
Book / Page	4302 / 1732
Instrument Date	May 12, 2023
Instrument	2023032666
Transaction Type	Construction Loan
Record Updated	Jun 30, 2023
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1855 GRIFFIN RD # RDB428, RDB428, DANIA BEACH, FL 33004-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 NE 191ST ST # 49347, 49347, MIAMI, FL 33179-3899

Mortgage

Document Number	0043021736
Date	May 26, 2023
Instrument	4302/1736

Lender

Name	CAPITA IN ES RN-TENTS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Dec 1, 2023

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 1, 2019
Property Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Document Number	0037560484
Book / Page	003756 / 000484
Instrument Date	Sep 25, 2019
Instrument	61230
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13482 LAWRENCE ST SPRING HILL FL 346098906, SPRING HILL, FL 34609-8906

Mortgage

Document Number	37560486
Date	Oct 1, 2019
Book Page	003756/000486
Instrument	61231

Lender

Name	PATRIOT LNDG SVCS
Address	PITTSBURGH, PA 15220

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 12, 2019
Property Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Document Number	0036911822
Book / Page	3691 / 1822
Instrument Date	Apr 10, 2019
Instrument	2019022774
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 SILKS RUN UNIT 2330, 800, HALLANDALE BEACH, FL 33009-2791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11001 CREIGHTON DR, ORLANDO, FL 32817-3007
Investor	Possibly a Property Investor

Mortgage

Document Number	0036911824
Date	Apr 12, 2019
Book Page	3691/1824
Instrument	2019022775

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 12, 2019
Property Address	13482 LAWRENCE ST, SPRING HILL, FL 34609-8906
Document Number	0036911819
Book / Page	003691 / 001819
Instrument Date	Apr 10, 2019
Instrument	22773
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 SILKS RUN #2330 HALLANDALE BEACH FL 330092791, 2330, HALLANDALE BEACH, FL 33009-2791
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 13482 Lawrence St was $4,684 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 Additional exemption filed	$367,615 Land $40,243 Building $327,372	$367,615 Land $40,243 Building $327,372
2023		$285,538 (-15.62%) Land $285,538
2022	$4,908.00	$338,399 Land $31,324 Building $307,075	$375,740 Land $40,243 Building $335,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13482 Lawrence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13482 Lawrence St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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