13488 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13488 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,855 sqft · built 2013
Lot Size	0.229 acres (9,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,100 (May 2016)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Sep 2013 Construction Loan May 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-05-0-00410-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-05-0-00410-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,855 sqft Adjusted Area
1st Floor Area	1,760 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	9,995 sqft (0.229 acres)
Lot Dimensions	131 ft deep x 84 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	13488 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-8278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 10 LOT 410
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 10
Legal Phase	10
Legal Lot Number	410
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

Source: DeSoto County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13488 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2013	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK
May 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Mar 26, 2014	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	Mar 26, 2014 · Amount on Record
Deed Book / Page	792 / 478
Record Updated	Jun 8, 2026

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13488 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003714/372
Date	Sep 19, 2013
Book Page	3714/372

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13488 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004163/655
Date	May 27, 2016
Book Page	4163/655

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2046

March 2014: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 26, 2014
Property Address	13488 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278
Document Number	000730/533
Book / Page	0730 / 533
Map Reference	MB106 PG1
Instrument Date	Mar 21, 2014
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	MULTIPLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13488 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278

Mortgage

Document Number	0003792703
Date	Mar 26, 2014
Instrument	3792/703

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00 (+15.46%)	$28,443 (+37.18%) Land $3,500 Building $24,943	$284,433 (+37.18%) Land $35,000 Building $249,433
2023	$1,772.00	$20,734	$207,342 Land $35,000 Building $172,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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