13456 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13456 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,916 sqft · built 2014
Lot Size	0.232 acres (10,104 sqft)
Owner	2 Individual Names on File
Last Sale	$338,700 (Feb 2022)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-05-0-00412-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-05-0-00412-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,916 sqft Adjusted Area
1st Floor Area	1,770 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,104 sqft (0.232 acres)
Lot Dimensions	131 ft deep x 84 ft wide

Location & Zoning

Street Address	13456 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-8278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMUNITY PHASE 10 LOT 412
Legal Range	005
Legal Township	02S
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 10
Legal Phase	10
Legal Lot Number	412
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	70830

Owner

13456 Lapstone Ln is owned and occupied by two individuals who bought it in February 2022.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13456 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE CORP
Jul 23, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Book / Page	987 / 642
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	000926/382
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 14, 2022
Property Address	13456 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278
Document Number	000987/642
Book / Page	987 / 642
Map Reference	MB 106 PG 1
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13456 LAPSTONE LN, 13456, OLIVE BRANCH, MS 38654-8278

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13456 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278

Mortgage

Document Number	0005464448
Date	Feb 14, 2022
Instrument	5464/448

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jul 23, 2020
Property Address	13456 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278
Document Number	000926/382
Book / Page	926 / 382
Map Reference	MB 106 PG 1
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13456 LAPSTONE LN, OLIVE BRANCH, MS 38654-8278

Mortgage

Document Number	0004998103
Date	Jul 23, 2020
Instrument	4998/103

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	297 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 13456 Lapstone Ln was $2,428.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,428.00	$29,438 Land $3,500 Building $25,938	$294,380 Land $35,000 Building $259,380
2023	$2,142.00	$21,427	$214,268 Land $35,000 Building $179,268

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13456 Lapstone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13456 Lapstone Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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