13491 Drayton Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 13491 Drayton Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 992 sqft · built 1984
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,500 (Jun 2018)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0834-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0834-0180`
Alternative APNs	`00535790` `535790`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,416 sqft
1st Floor Area	992 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	141 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	160 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00535790
Street Address	13491 DRAYTON DR
City	SPRING HILL
State	FL
Zip	34609-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 834 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	834
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2015
Census Tract	40907

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13491 DRAYTON DR, SPRING HILL, FL 34609-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage EXCEL MORTGAGE NETWORK INC
Sep 5, 2017	Warranty Deed, Transfer PRECISION TITLE/SUNCOAST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	201835730
Deed Book / Page	3592 / 1360
Last Transfer Date	Jan 21, 2025
Transfer Doc	0045150830
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13491 DRAYTON DR, SPRING HILL, FL 34609-4444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13491 DRAYTON DR, SPRING HILL, FL 34609-4444

Mortgage

Document Number	0038931663
Date	Sep 30, 2020
Book Page	3893/1663
Instrument	2020060431

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 11, 2018
Property Address	13491 DRAYTON DR, SPRING HILL, FL 34609-4444
Document Number	0035921360
Book / Page	3592 / 1360
Map Reference	MB8 PG84
Instrument Date	May 25, 2018
Instrument	2018035730
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	PRECISION TITLE OF THE SUNCO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$661.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1755 E SAINT JAMES LOOP, 1755, INVERNESS, FL 34453-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8301 NEW YORK AVE LOT 2, 2, HUDSON, FL 34667-3444

Mortgage

Document Number	2018035731
Date	Jun 11, 2018
Instrument	2018035731

Lender

Name	EXCEL MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 5, 2017
Property Address	13491 DRAYTON DR, SPRING HILL, FL 34609-4444
Document Number	0035041382
Book / Page	003504 / 001382
Instrument Date	Aug 28, 2017
Instrument	50831
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	PRECISION TITLE/SUNCOAST INC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1755 E SAINT JAMES LOOP INVERNESS FL 344533674, INVERNESS, FL 34453-3674

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (+117.89%)	$84,883 (+5.99%)	$154,504 (+3.56%) Land $55,442 Building $99,062
2023		$80,088 (+3%) Land $80,088
2022	$615.00 Homeowner's exemption	$77,755	$149,195 Land $47,274 Building $101,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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