13484 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 13484 Cooper Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,261 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$502,000 (Oct 2020)
Tax Bill	$9,249 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5110-0695-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5110-0695-0060`
Alternative APNs	`00594618` `594618`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,261 sqft Living Area
1st Floor Area	3,261 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	347 ft deep x 258 ft wide
Garage Type	Detached
Garage Area	2,150 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	1,554 sqft
Deck Area	120 sqft
Patio Area	56 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00594618
Street Address	13484 COOPER RD
City	SPRING HILL
State	FL
Zip	34609-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 11 BLK 695 LOT 6 OR 729 PGS 882 & 883
Legal Range	18E
Legal Township	23S
Legal Section	28
Legal Subdivision	SPRING HILL UNIT 11
Legal Block	695
Legal Lot Number	6
Legal Unit	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40913

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13484 COOPER RD, SPRING HILL, FL 34609-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Prior Sale	Aug 3, 2001 · Amount on Record
Deed Document Number	2020062019
Deed Book / Page	3896 / 714
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 6, 2020
Property Address	13484 COOPER RD, SPRING HILL, FL 34609-5834
Document Number	0038960714
Book / Page	3896 / 714
Map Reference	MB 8 PG 67-73
Instrument Date	Oct 1, 2020
Instrument	2020062019
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,514.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9375 CHRISTINE LN, 9375, SPRING HILL, FL 34608-7014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13484 COOPER RD, SPRING HILL, FL 34609-5834

Mortgage

Document Number	3896716
Date	Oct 6, 2020
Instrument	3896/716

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,249.00 (+0.01%) Additional exemption filed	$687,348 (+5.99%)	$845,001 (+1.56%) Land $151,784 Building $693,217
2023		$648,521 (+3%) Land $648,521
2022	$9,248.00 Homeowner's exemption	$629,632	$832,020 Land $137,986 Building $694,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35