13456 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 13456 Cooper Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,828 sqft · built 1999
Lot Size	1.29 acres (56,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$552,000 (Feb 2026)
Tax Bill	$8,792 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5110-0695-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5110-0695-0040`
Alternative APNs	`00594592` `594592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,828 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	2,366 sqft
Upper Floors Area	462 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	56,392 sqft (1.29 acres)
Lot Dimensions	280 ft deep x 205 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,268 sqft
Deck Area	112 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00594592
Street Address	13456 COOPER RD
City	SPRING HILL
State	FL
Zip	34609-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 11 BLK 695 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 11
Legal Block	695
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40913

Owner

Source: Hernando County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13456 COOPER RD, SPRING HILL, FL 34609-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 29, 2021	Intrafamily Transfer, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Apr 30, 2018	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Mar 29, 2021
Deed Document Number	202611863
Deed Book / Page	4672 / 729
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	0039730001
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 25, 2026
Property Address	13456 COOPER RD, SPRING HILL, FL 34609-5834
Document Number	0046720729
Book / Page	4672 / 729
Map Reference	MB 8 PG 67-73
Instrument Date	Feb 18, 2026
Instrument	2026011863
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,864.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2102 POINCIANA TER, CLEARWATER, FL 33760-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13456 COOPER RD, SPRING HILL, FL 34609-5834

Mortgage

Document Number	0004672732
Date	Feb 25, 2026
Instrument	4672/732

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 29, 2021
Property Address	13456 COOPER RD, SPRING HILL, FL 34609-5834
Document Number	0039730001
Book / Page	3973 / 1
Map Reference	MB 8 PG 67-73
Instrument Date	Mar 15, 2021
Instrument	2021021371
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13456 COOPER RD, SPRING HILL, FL 34609-5834

Mortgage

Document Number	39734
Date	Mar 29, 2021
Instrument	3973/4

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2018
Property Address	13456 COOPER RD, SPRING HILL, FL 34609-5834
Document Number	0035780409
Book / Page	3578 / 0409
Map Reference	MB8 PG67-73
Instrument Date	Apr 27, 2018
Instrument	2018026051
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3755 VBEAMIMNT, 3755, SPRING HILL, FL 34609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13456 COOPER RD, SPRING HILL, FL 34609-5834

Mortgage

Document Number	2018026052
Date	Apr 30, 2018
Instrument	2018026052

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,792.00 (+100.32%)	$567,424 (+70.09%) Land $124,062 Building $443,362	$567,424 (+0.14%) Land $124,062 Building $443,362
2023		$333,602 (+3%) Land $333,602
2022	$4,389.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$323,885	$566,653 Land $112,784 Building $453,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Nearby Properties on Cooper Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures