Hernando County property record for 13432 Cooper Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,015 sqft · built 2021 |
| Lot Size | 1.41 acres (61,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Apr 2019) |
| Tax Bill | $9,682 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5110-0694-0070 |
| Primary APN | R32-323-17-5110-0694-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,015 sqft Living Area |
| Gross Area | 4,375 sqft |
| 1st Floor Area | 3,015 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 61,792 sqft (1.41 acres) |
| Lot Dimensions | 256 ft deep x 234 ft wide |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Porch | Slab |
| Heating System | HVAC |
|---|
| Account Number | 00594538 |
|---|---|
| Street Address | 13432 COOPER RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-5832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 11 BLK 694 LOT 7 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 11 |
| Legal Block | 694 |
| Legal Lot Number | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40912 |
Source: Hernando County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13286 ANGLER ST, SPRING HILL, FL 34609-6005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage CAPITAL CITY HM LNS LLC |
| Apr 3, 2019 | Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on Record |
| Deed Sale | Apr 3, 2019 · Amount on Record |
| Deed Document Number | 201920138 |
| Deed Book / Page | 3687 / 1268 |
| Prior Transfer Date | Feb 8, 2012 |
| Prior Transfer Doc | 0029500448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13432 COOPER RD, SPRING HILL, FL 34609-5832 |
| Document Number | 0038520800 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 13708 CORONADO DR SPRING HILL FL 346095431, SPRING HILL, FL 34609-5431 |
| Document Number | 0038520800 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 003852/000800 |
| Instrument | 36507 |
| Name | CAPITAL CITY HM LNS LLC |
|---|---|
| Address | LAWRENCEVILLE, GA 30043 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 3, 2019 |
| Property Address | 13432 COOPER RD, SPRING HILL, FL 34609-5832 |
| Document Number | 0036871268 |
| Book / Page | 003687 / 001268 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 20138 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2019 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13286 ANGLER ST SPRING HILL FL 346096005, SPRING HILL, FL 34609-6005 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,682.00 (+7.65%) Homeowner's exemption | $669,242 (+5.93%) | $679,279 (-0.12%) Land $114,315 Building $564,964 |
| 2023 | $631,789 (+2.97%) Land $71,414 Building $560,375 | ||
| 2022 | $8,994.00 Homeowner's exemption | $613,568 Land $67,353 Building $546,215 | $680,095 Land $103,811 Building $576,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
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