St. Charles County property record for 1347 Pine Bluff Dr, Saint Charles, MO 63304
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,660 sqft · built 2000 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (May 2001) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T011100028 |
| Primary APN | T011100028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,860 sqft Living Area |
| Gross Area | 3,725 sqft |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,624 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 424 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Spanish |
| Exterior Material | Masonry Veneer |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T011100028 |
|---|---|
| Street Address | 1347 PINE BLUFF DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8785 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PINE BLUFF VILLAS LOT 8C |
| Legal Subdivision | PINE BLUFF VILLAS |
| Legal Lot Number | 8C |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 311122 |
Source: St. Charles County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1347 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Line of Credit GREAT SOUTHERN BANK |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREAT SOUTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2001 · Amount on Record |
| Deed Sale | May 22, 2001 · Amount on Record |
| Deed Document Number | 200140375 |
| Deed Book / Page | 2576 / 1424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1347 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1347 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 0000096933 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021R-096933 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1347 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0072191414 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 7219/1414 |
| Instrument | 20200122000043410 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.19% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.19% |
| Index | 1-Year LIBOR |
| Max Rate | 8.19% |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $64,969 (+9.72%) | $341,940 (+9.72%) Building $341,940 |
| 2023 | $59,215 | |
| 2022 | $311,656 Building $311,656 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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