1342 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1342 Pine Bluff Dr, Saint Charles, MO 63304

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,491 sqft · built 2002
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$218,000 (Aug 2018)
Tax Bill$2,991 (2024)
Deeds & MortgagesJun 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT011100062

Property Details

APN / Parcel Number

Primary APNT011100062
Alternative APN
  • 3-0016-8443-00-020B.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,491 sqft Living Area
Gross Area3,423 sqft
1st Floor Area1,491 sqft
Basement Area1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT011100062
Street Address1342 PINE BLUFF DR
CitySAINT CHARLES
StateMO
Zip63304-8784
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPINE BLUFF VILLAS LOT 20B
Legal SubdivisionPINE BLUFF VILLAS
Legal Lot Number20B
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4004
Census Tract311122

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1342 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL CO
Aug 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL CO
Aug 6, 2018Warranty Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2018 · Amount on Record
Deed SaleAug 6, 2018 · Amount on Record
Prior SaleOct 30, 2015 · Amount on Record
Deed Document Number2018444380
Deed Book / Page6958 / 1391
Prior Transfer DateNov 22, 2002
Prior Transfer Doc0000135040
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1342 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073261632
DateJun 22, 2020
Book Page7326/1632
Instrument20200622000425940
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1342 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071312421
DateAug 28, 2019
Book Page7131/2421
Instrument20190828000460240
Lender
NameDELMAR FINANCIAL CO
TypeLending Institution
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 6, 2018
Property Address1342 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number0069581391
Book / Page6958 / 1391
Map ReferenceMB 36 PG 345
Instrument DateJul 31, 2018
Instrument20180806000444380
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUS TITLE CORPORATION AND AGE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1342 PINE BLUFF DR, 1342, SAINT CHARLES, MO 63304-8784

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1342 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784

Mortgage

Document Number20180806000444390
DateAug 6, 2018
Instrument20180806000444390
Lender
NameDELMAR FINANCIAL CO
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,638 (-)$292,831 (-) Building $292,831
2025$55,638 (+11.34%)$292,831 (+11.34%) Building $292,831
2024$2,991.00
2023$49,973
2022$263,016 Building $263,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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