1344 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1344 Pine Bluff Dr, Saint Charles, MO 63304 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,207 sqft · built 2002
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Tax Bill$2,972 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT011100061

Property Details

APN / Parcel Number

Primary APNT011100061
Alternative APN
  • 3-0016-8443-00-020A.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,207 sqft Living Area
Gross Area3,255 sqft
1st Floor Area1,407 sqft
Basement Area1,407 sqft
Finished Basement800 sqft
Unfinished Basement607 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area35 sqft
Deck AreaDeck Area
Patio Area180 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT011100061
Street Address1344 PINE BLUFF DR
CitySAINT CHARLES
StateMO
Zip63304-8784
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPINE BLUFF VILLAS LOT 20A
Legal SubdivisionPINE BLUFF VILLAS
Legal Lot Number20A
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4004
Census Tract311122

Owner

Source: St. Charles County records · APN T011100061

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1344 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Jul 21, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2021
Deed SaleJul 21, 2021
Prior SaleDec 04, 2002 · Amount on Record
Deed Document Number202161299
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJun 15, 2026
Property Address1344 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number0000027994
Instrument DateMay 21, 2026
Instrument202627994
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1344 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784

Mortgage

Document Number0000027994,
DateJun 15, 2026
Instrument202627994
Lender
NameFIRST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate8.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 21, 2021
Property Address1344 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784
Document Number2021R061299
Map ReferenceMB 36 PG 345
Instrument DateJul 14, 2021
Instrument2021R-061299
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyPTA

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address877 KILKENNY DR # AA, 877, WHEATON, IL 60189-9101

Transferred To (Grantee/Buyer)

NameVerified Name
Address1344 PINE BLUFF DR, SAINT CHARLES, MO 63304-8784

Mortgage

Document Number2021R061300
DateJul 21, 2021
Instrument2021R-061300
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$55,113 (-)$290,069 (-) Building $290,069
2025$55,113 (+10.99%)$290,069 (+10.99%) Building $290,069
2024$2,972.00
2023$49,654
2022$261,336 Building $261,336

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111224, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of Missouri
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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