Albemarle County property record for 1341 Delphi Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,720 sqft · built 2017 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $557,779 (Jan 2017) |
| Tax Bill | $7,274 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-06-09600 |
| Primary APN | 078H0-00-06-09600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Finished Area |
| Basement Area | 1,348 sqft |
| Finished Basement | 919 sqft |
| Unfinished Basement | 429 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 6,273 sqft (0.144 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 165 sqft |
| Deck Area | 234 sqft |
| Patio Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1341 DELPHI LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NMD |
| Legal Description | CASCADIA BLOCK 6 LOT 96 |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10501 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1341 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Aug 2, 2021 | Intrafamily Transfer, Transfer |
| Jan 17, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Deed Document Number | 2017523 |
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 5584/424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1341 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202600001022 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 202600001022 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1341 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | NORTHWEST TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 005501/758 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 5501/758 |
| Instrument | 202100004814 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Aug 2, 2021 |
| Property Address | 1341 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 5584/424 |
| Book / Page | 5584 / 424 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021-00013399 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1341 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jan 17, 2017 |
| Property Address | 1341 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000000523 |
| Book / Page | 004865 / 000315 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 523 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $557.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1341 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 524 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 004865/000318 |
| Instrument | 524 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,274.00 (-0.89%) | $813,700 (-0.89%) Land $170,000 Building $643,700 | $813,700 (-0.89%) Land $170,000 Building $643,700 |
| 2025 | $7,339.00 (+16.29%) | $821,000 (+11.08%) Land $180,000 Building $641,000 | $821,000 (+11.08%) Land $180,000 Building $641,000 |
| 2023 | $6,311.00 | $739,100 Land $148,000 Building $591,100 | $739,100 Land $148,000 Building $591,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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