Albemarle County property record for 1324 Delphi Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,688 sqft · built 2017 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $476,357 (Sep 2017) |
| Tax Bill | $6,914 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-06-01500 |
| Primary APN | 078H0-00-06-01500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Finished Area |
| Basement Area | 1,348 sqft |
| Finished Basement | 739 sqft |
| Unfinished Basement | 609 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 6,142 sqft (0.141 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 165 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1324 DELPHI LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NMD |
| Legal Description | LOT 15, BLOCK 6, CASCADIA |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10501 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1324 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 12, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Jun 6, 2017 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on File |
| Deed Sale | Sep 12, 2017 · Amount on File |
| Prior Sale | Jun 6, 2017 · Amount on File |
| Deed Document Number | 201710597 |
| Deed Book / Page | 4958 / 523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1324 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5494/285 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 5494/285 |
| Instrument | 2021-00004017 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 12, 2017 |
| Property Address | 1324 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000010597 |
| Book / Page | 004958 / 000523 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 10597 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1324 DELPHI LN CHARLOTTESVILLE VA 229113654, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 10598 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 004958/000527 |
| Instrument | 10598 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, VA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 6, 2017 |
| Property Address | 1324 DELPHI LN, CHARLOTTESVILLE, VA 22911-3654 |
| Document Number | 0000006283 |
| Book / Page | 004917 / 000694 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 6283 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160 |
| Investor | Possibly a Property Investor |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,914.00 (+7.98%) | $773,400 (+7.97%) Land $170,000 Building $603,400 | $773,400 (+7.97%) Land $170,000 Building $603,400 |
| 2025 | $6,403.00 (+24.28%) | $716,300 (+18.73%) Land $180,000 Building $536,300 | $716,300 (+18.73%) Land $180,000 Building $536,300 |
| 2023 | $5,152.00 | $603,300 Land $148,000 Building $455,300 | $603,300 Land $148,000 Building $455,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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