1345 River Dr, Havelock, NC 28532 Property Records

Craven County property record for 1345 River Dr, Havelock, NC 28532 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,986 sqft · built 2009
Lot Size	0.989 acres (43,065 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Apr 2007)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5-019-2-024`

Property Details

APN / Parcel Number

Primary APN	`5-019-2-024`
Alternative APN	`75611`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,656 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,065 sqft (0.989 acres)
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	75611
Street Address	1345 RIVER DR
City	HAVELOCK
State	NC
Zip	28532-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 FOUR LOTS
Legal Subdivision	GODFREYS CREEK ESTATES
Legal Lot Number	34
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	961303

Owner

Source: Craven County records · APN 5-019-2-024

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1345 RIVER DR, HAVELOCK, NC 28532-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2007 · Amount on Record
Deed Sale	Apr 02, 2007 · Amount on Record
Deed Book / Page	2583 / 909
Last Transfer Date	Apr 07, 2008
Transfer Doc	2712/0049
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1345 RIVER DR, HAVELOCK, NC 28532-8719
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3652/1749
Date	Feb 05, 2021
Book Page	3652/1749
Instrument	10069231

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union
Address	CARY, NC 27518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2031

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (+0.96%)	$239,710 (-) Land $51,980 Building $187,730	$239,710 (-) Land $51,980 Building $187,730
2023	$1,255.00 (-0.87%)	$239,710 (+24.2%) Land $51,980 Building $187,730	$239,710 (+24.2%) Land $51,980 Building $187,730
2022	$1,266.00	$193,000 Land $51,980 Building $141,020
2018			$193,000 Land $51,980 Building $141,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499613031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 183 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force 144 of 183 on primary residences
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019, other causes
Flood Events	Hurricane Florence (Sep 2018), 132 claims Hurricane Irene (Sep 2011), 120 claims Hurricane Isabel (Sep 2003), 82 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.