1325 River Dr, Havelock, NC 28532 Property Records

Craven County property record for 1325 River Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1991
Lot Size	1.01 acres (44,344 sqft)
Owner	Individual Name on Record
Last Sale	$36,000 (Mar 2022)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Mar 2022 Sale Apr 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`5-019-2-025`

Property Details

APN / Parcel Number

Primary APN	`5-019-2-025`
Alternative APN	`1352460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,344 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1352460
Street Address	1325 RIVER DR
City	HAVELOCK
State	NC
Zip	28532-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 FOUR LOTS
Legal Subdivision	GODFREYS CRK ESTATES
Legal Lot Number	4
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	961303

Owner

Source: Craven County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1325 RIVER DR, HAVELOCK, NC 28532-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	202210092897
Deed Book / Page	3715 / 950
Prior Transfer Date	Sep 19, 2006
Prior Transfer Doc	2525/0511
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 4, 2022
Property Address	1325 RIVER DR, HAVELOCK, NC 28532-8719
Document Number	003715/950
Book / Page	3715 / 950
Map Reference	CAB G SL 183-A
Instrument Date	Feb 9, 2022
Instrument	10092897
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 BELANGIA RD, 1030, HAVELOCK, NC 28532-9076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 LITTLE TALL WAY, WAKE FOREST, NC 27587-2994

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1325 RIVER DR, HAVELOCK, NC 28532-8719
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 RIVER DR, HAVELOCK, NC 28532-8719

Mortgage

Document Number	3662/2026
Date	Apr 5, 2021
Book Page	3662/2026
Instrument	10072901

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00 (+8.94%)	$197,120 (+9.79%) Land $51,980 Building $145,140	$197,120 (+9.79%) Land $51,980 Building $145,140
2023	$984.00 (-2.38%)	$179,540 (+23.33%) Land $51,980 Building $127,560	$179,540 (+23.33%) Land $51,980 Building $127,560
2022	$1,008.00	$145,580 Land $51,980 Building $93,600
2018			$145,580 Land $51,980 Building $93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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