1290 River Dr, Havelock, NC 28532 Property Records

Craven County property record for 1290 River Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 640 sqft · built 1988
Lot Size	0.761 acres (33,139 sqft)
Owner	Individual Name on File
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`5-019-071`

Property Details

APN / Parcel Number

Primary APN	`5-019-071`
Alternative APNs	`101070` `112472`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	640 sqft Living Area
1st Floor Area	640 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,139 sqft (0.761 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	112472
Street Address	1290 RIVER DR
City	HAVELOCK
State	NC
Zip	28532-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS ADAMS CR 9 NEUSE HGTS
Legal Subdivision	NEUSE HEIGHTS
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	961303

Owner

1290 River Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1290 RIVER DR, HAVELOCK, NC 28532-8664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2003
Deed Sale	Feb 18, 2003
Deed Book / Page	2002 / 554
Last Transfer Date	Nov 16, 2022
Transfer Doc	003748/225
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Nov 21, 2022
Property Address	1290 RIVER DR, HAVELOCK, NC 28532-8664
Document Number	003748/225
Book / Page	3748 / 225
Instrument Date	Nov 16, 2022
Instrument	10106069
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1290 RIVER DR, 1290, HAVELOCK, NC 28532-8664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 RIVER DR, HAVELOCK, NC 28532-8664

Mortgage

Document Number	0003748228
Date	Nov 21, 2022
Instrument	3748/228

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1290 River Dr was $1,316.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,390 (-) Land $112,500 Building $136,890	$249,390 (-) Land $112,500 Building $136,890
2025	$1,316.00	$249,390 Land $112,500 Building $136,890	$249,390 Land $112,500 Building $136,890
2024	$1,316.00 (+0.92%)
2023	$1,304.00	$249,390 Land $112,500 Building $136,890	$249,390 Land $112,500 Building $136,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1290 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1290 River Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000