1345 NW 98th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1345 NW 98th St, Okeechobee, FL 34972

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,104 sqft · built 1991
Lot Size	9.57 acres (417,305 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Oct 2018)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-15-36-35-0010-00100-0110`

Property Details

APN / Parcel Number

Primary APN	`1-15-36-35-0010-00100-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Heated Area
Gross Area	2,700 sqft
Flooring	Plywood
Interior Walls	Unfinished

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	417,305 sqft (9.57 acres)
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1345 NW 98TH ST
City	OKEECHOBEE
State	FL
Zip	34972-0853
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OKEECHOBEE LITTLE FARMS (PLAT BOOK 2 PAGE 100) LOTS 11 & 12 BLOCK 10 TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED A
Legal Range	35E
Legal Township	36S
Legal Section	15
Legal Subdivision	OKEECHOBEE LITTLE FARMS
Legal Block	10
Legal Lot Number	11,12 12
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	3
Census Block	3032
Census Tract	910101

Owner

1345 NW 98th St, a mobile home, is owned and occupied by an individual who bought it in October 2018.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1345 NW 98TH ST, OKEECHOBEE, FL 34972-0853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Dec 27, 2004 · Amount on File
Deed Document Number	2018012431
Deed Book / Page	0814 / 1477
Record Updated	Jun 8, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 12, 2018
Property Address	1345 NW 98TH ST, OKEECHOBEE, FL 34972-0853
Document Number	0008141477
Book / Page	0814 / 1477
Map Reference	MB2 PG100
Instrument Date	Oct 5, 2018
Instrument	2018012431
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9304 S 25 W, 9304, FLAT ROCK, IN 47234-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 NW 98TH ST, OKEECHOBEE, FL 34972-0853

Mortgage

Document Number	2018012432
Date	Oct 12, 2018
Instrument	2018012432

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1345 NW 98th St was $4,294.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00	$386,155 Land $261,080 Building $125,075	$386,155 Land $261,080 Building $125,075
2023	$4,165.00 (+18.49%)	$306,639 (+30.93%) Land $178,150 Building $128,489	$306,639 (+30.93%) Land $178,150 Building $128,489
2022	$3,515.00	$234,206 Land $126,960 Building $107,246	$234,206 Land $126,960 Building $107,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1345 NW 98th St in Zone X, an area of moderate flood risk, though there have been 12 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	12 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1345 NW 98th St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW 98th St

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