1344 NW 98th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 1344 NW 98th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,977 sqft · built 1974
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on File
Last Sale	$62,500 (Oct 2023)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-15-36-35-0010-00110-0170`

Property Details

APN / Parcel Number

Primary APN	`1-15-36-35-0010-00110-0170`
Alternative APN	`R11536350010001100170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,977 sqft Living Area
Gross Area	4,391 sqft
1st Floor Area	2,977 sqft
Utility Area	314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	203,861 sqft (4.68 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Finished/Open Porch
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1344 NW 98TH ST
City	OKEECHOBEE
State	FL
Zip	34972-0851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE LITTLE FARMS (PLAT BOOK 2 PAGE 100) LOT 17 BLOCK 11
Legal Range	35E
Legal Township	36S
Legal Section	15
Legal Subdivision	OKEECHOBEE LITTLE FARMS
Legal Block	11
Legal Lot Number	17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	3
Census Block	3032
Census Tract	910101

Owner

1344 NW 98th St is owned and occupied by two individuals who bought it in October 2023.

Source: Okeechobee County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1344 NW 98TH ST, OKEECHOBEE, FL 34972-0851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 25, 2023	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	May 24, 2016 · Amount on File
Deed Document Number	202312247
Prior Transfer Date	Oct 10, 2023
Prior Transfer Doc	0000012247
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	1344 NW 98TH ST, OKEECHOBEE, FL 34972-0851
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 NW 98TH ST, OKEECHOBEE, FL 34972-0851

Mortgage

Document Number	0000000813
Date	Jan 26, 2026
Instrument	2026000813

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	334 Months
Due	Nov 1, 2053

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 25, 2023
Property Address	1344 NW 98TH ST, OKEECHOBEE, FL 34972-0851
Document Number	0000012247
Map Reference	MB 2 PG 100
Instrument Date	Oct 10, 2023
Instrument	2023012247
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount on Record
Tax	$437.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2608 SHENANDOAH DR, ARLINGTON, TX 76014-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 NW 98TH ST, OKEECHOBEE, FL 34972-0851

Mortgage

Document Number	0000012248
Date	Oct 25, 2023
Instrument	2023012248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1344 NW 98th St was $3,965.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00	$277,637	$374,360 Land $133,680 Building $240,680
2023	$3,727.00 (-0.59%) Homeowner's exemption	$261,953 (+3%)	$332,947 (+30.92%) Land $92,400 Building $240,547
2022	$3,749.00	$254,323 Land $68,160 Building $186,163	$254,323 Land $68,160 Building $186,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1344 NW 98th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	12 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1344 NW 98th St is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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