Okeechobee County property record for 1045 NW 98th St, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 1957 |
| Lot Size | 5.27 acres (229,561 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Aug 1982) |
| Tax Bill | $965 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-15-36-35-0010-00100-0140 |
| Primary APN | 1-15-36-35-0010-00100-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,974 sqft Heated Area |
| Gross Area | 3,100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 229,561 sqft (5.27 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1045 NW 98TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-0869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OKEECHOBEE LITTLE FARMS (PLAT BOOK 2 PAGE 100) LOT 14 BLOCK 10 |
| Legal Range | 35E |
| Legal Township | 36S |
| Legal Section | 15 |
| Legal Subdivision | OKEECHOBEE LITTLE FARMS |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 910101 |
1045 NW 98th St is owned and occupied by an individual who bought it in August 1982.
Source: Okeechobee County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1045 NW 98TH ST, OKEECHOBEE, FL 34972-0869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1982 · Amount on File |
| Deed Sale | Aug 1, 1982 · Amount on File |
| Deed Document Number | 0000025080 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1045 NW 98th St was $965 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $965.00 Homeowner's exemption | $119,039 | $313,766 Land $161,020 Building $152,746 |
| 2023 | $1,471.00 (+12.63%) Homeowner's exemption | $104,461 (+6.34%) | $265,406 (+25.07%) Land $113,225 Building $152,181 |
| 2022 | $1,306.00 Homeowner's exemption | $98,234 | $212,200 Land $87,240 Building $124,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 NW 98th St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 12 (2004–2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 NW 98th St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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