1344 Edgewater Beach Dr, Lakeland, FL 33805 Property Records

Polk County property record for 1344 Edgewater Beach Dr, Lakeland, FL 33805

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,197 sqft · built 1958
Lot Size	0.455 acres (19,802 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Dec 2021)
Tax Bill	$7,423 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-08-175000-001140`

Property Details

APN / Parcel Number

Primary APN	`24-28-08-175000-001140`
Alternative APNs	`082824175000001140` `82824000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	2,197 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	19,802 sqft (0.455 acres)
Lot Dimensions	163 ft deep x 97 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	418 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1344 EDGEWATER BEACH DR
City	LAKELAND
State	FL
Zip	33805-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	EDGEWATER BEACH RESUB PB 36 PG 14 BLK 1 LOT 14 LESS S 10 FT
Legal Range	24E
Legal Township	28S
Legal Section	08
Legal Subdivision	EDGEWATER BEACH RESUBDIVISION BLKS 1 2 6
Legal Tract	175000
Legal Block	1
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

1344 Edgewater Beach Dr is owned and occupied by an individual who bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1344 EDGEWATER BEACH DR, LAKELAND, FL 33805-4706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 6, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	2021326524
Deed Book / Page	12028 / 1208
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 16, 2021
Property Address	1344 EDGEWATER BEACH DR, LAKELAND, FL 33805-4706
Document Number	0000326524
Book / Page	12028 / 1208
Map Reference	MB 36 PG 14
Instrument Date	Dec 9, 2021
Instrument	2021326524
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1344 EDGEWATER BEACH DR, LAKELAND, FL 33805-4706

Mortgage

Document Number	0120281210
Date	Dec 16, 2021
Instrument	12028/1210

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 6, 2021
Property Address	1344 EDGEWATER BEACH DR, LAKELAND, FL 33805-4706
Document Number	0000205059
Book / Page	11837 / 1291
Map Reference	MB 36 PG 14
Instrument Date	Jul 16, 2021
Instrument	2021205059
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,587.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1344 EDGEWATER BEACH DR, LAKELAND, FL 33805-4706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1344 EDGEWATER BEACH DR, LAKELAND, FL 33805-4706
Document Number	0114440190
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1344 EDGEWATER BEACH DR LAKELAND FL 338054706, LAKELAND, FL 33805-4706

Mortgage

Document Number	0114440190
Date	Nov 5, 2020
Book Page	011444/000190
Instrument	236550

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 4, 2030

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1344 EDGEWATER BEACH DR, LAKELAND, FL 33805-4706
Document Number	0106350099
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1344 EDGEWATER BEACH DR LAKELAND FL 338054706, LAKELAND, FL 33805-4706

Mortgage

Document Number	0106350099
Date	Oct 8, 2018
Book Page	010635/000099
Instrument	212175

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1344 Edgewater Beach Dr was $7,423 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,939 (+2.7%)	$477,117 (+4.94%) Land $146,431 Building $330,686
2025	$7,423.00 Homeowner's exemption	$454,663 Land $146,431 Building $308,232	$454,663 Land $146,431 Building $308,232
2023	$7,870.00 (+0.4%) Homeowner's exemption	$474,312 (+11.14%) Land $142,124 Building $332,188	$474,312 (+11.14%) Land $142,124 Building $332,188
2022	$7,839.00	$426,759 Land $118,437 Building $308,322	$426,759 Land $118,437 Building $308,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1344 Edgewater Beach Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1344 Edgewater Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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