Polk County property record for 1339 Edgewater Beach Dr, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,150 sqft · built 1956 |
| Lot Size | 0.46 acres (20,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Jul 2004) |
| Tax Bill | $1,101 (2025) |
| Deeds & Mortgages | Aug 2018 Loan Modification Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-08-174100-008120 |
| Primary APN | 24-28-08-174100-008120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,150 sqft Living Area |
| Gross Area | 2,634 sqft |
| 1st Floor Area | 1,484 sqft |
| Upper Floors Area | 666 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 20,029 sqft (0.46 acres) |
| Lot Dimensions | 114 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 608 sqft |
| Shed | 1 Shed |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|
| Street Address | 1339 EDGEWATER BEACH DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-4739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | EDGEWATER BEACH PB 15 PG 16 BLK 8 LOTS 12 13 & 14 LESS THAT PART OF LOT 12 DESC AS BEG MOST SLY COR OF LOT 12 RUN N 57 DEG 32 MIN 00 SEC W ALONG SWLY LINE OF LOT 12 15.50 N 70 DEG 07 MIN 00 SEC E 78.63 TO PT ON ELY LINE OF LOT 12 SELY ALONG CURVE 4 T |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | EDGEWATER BEACH |
| Legal Tract | 174100 |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10300 |
1339 Edgewater Beach Dr is owned and occupied by an individual who bought it in July 2004.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1339 EDGEWATER BEACH DR, LAKELAND, FL 33805-4739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2018 | Loan Modification, Mortgage · Conventional with PMI CITIMORTGAGE INC #2007-02 (CE) |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2004 · Amount on File |
| Deed Sale | Jul 6, 2004 · Amount on File |
| Prior Sale | Aug 20, 2002 |
| Deed Document Number | 2004135308 |
| Deed Book / Page | 5839 / 15 |
| Prior Transfer Date | Dec 29, 1994 |
| Prior Transfer Doc | 3479000031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1339 EDGEWATER BEACH DR, LAKELAND, FL 33805-4739 |
| Document Number | 0106261424 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1339 EDGEWATER BEACH DR LAKELAND FL 338054739, LAKELAND, FL 33805-4739 |
| Document Number | 0106261424 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 010626/001424 |
| Instrument | 206237 |
| Name | CITIMORTGAGE INC #2007-02 (CE) |
|---|---|
| Address | O'FALLON, MT 63368-2240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1339 EDGEWATER BEACH DR, LAKELAND, FL 33805-4739 |
| Document Number | 0105770427 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1339 EDGEWATER BEACH DR LAKELAND FL 338054739, LAKELAND, FL 33805-4739 |
| Document Number | 0105770427 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 010577/000427 |
| Instrument | 170407 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2048 |
The 2025 property tax bill for 1339 Edgewater Beach Dr was $1,101 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,043 (+2.7%) | $320,805 (-1.21%) Land $46,869 Building $273,936 | |
| 2025 | $1,101.00 Homeowner's exemption | $104,229 | $324,726 Land $46,869 Building $277,857 |
| 2023 | $1,016.00 (+4.42%) Homeowner's exemption | $98,342 (+3%) | $347,890 (+11.42%) Land $45,266 Building $302,624 |
| 2022 | $973.00 Homeowner's exemption | $95,478 | $312,232 Land $37,656 Building $274,576 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1339 Edgewater Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1339 Edgewater Beach Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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