1407 Edgewater Beach Dr, Lakeland, FL 33805 Property Records

Polk County property record for 1407 Edgewater Beach Dr, Lakeland, FL 33805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,732 sqft · built 1960
Lot Size	0.339 acres (14,784 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Mar 2026)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-08-175400-007070`

Property Details

APN / Parcel Number

Primary APN	`24-28-08-175400-007070`
Alternative APNs	`082824175400007070` `82824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,732 sqft Living Area
Gross Area	2,945 sqft
1st Floor Area	1,928 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	14,784 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	597 sqft
Porch	Florida Room
Porch Area	804 sqft
Utility Building	147 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1407 EDGEWATER BEACH DR
City	LAKELAND
State	FL
Zip	33805-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	RESUB OF EDGEWATER BEACH PB 41 PG 40 BLK 7 LOT 7 LESS BEG AT NW COR RUN S 22 DEG 43 MIN 43 SEC E 110 FT N 17 DEG 31 MIN 13 SEC W 109.38 FT S 73 DEG 28 MIN 17 SEC W 10 FT TO POB
Legal Range	24E
Legal Township	28S
Legal Section	08
Legal Subdivision	EDGEWATER BEACH RESUBDIVISION
Legal Tract	175400
Legal Block	7
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3007
Census Tract	10300

Owner

1407 Edgewater Beach Dr is owned and occupied by an individual who bought it in March 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1407 EDGEWATER BEACH DR, LAKELAND, FL 33805-4707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Dec 3, 2015 · Amount on File
Deed Document Number	202661523
Deed Book / Page	13917 / 709
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 13, 2026
Property Address	1407 EDGEWATER BEACH DR, LAKELAND, FL 33805-4707
Document Number	0000061523
Book / Page	13917 / 709
Map Reference	MB 41 PG 40
Instrument Date	Mar 2, 2026
Instrument	2026061523
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1130 N LAKE AVE PARKER AVEA306, AVEA306, LAKELAND, FL 33805-4633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 EDGEWATER BEACH DR, LAKELAND, FL 33805-4707

Mortgage

Document Number	0013917711
Date	Mar 13, 2026
Instrument	13917/711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Edgewater Beach Dr was $1,173, up 4.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,294 (+2.7%)	$340,278 (-1.03%) Land $39,752 Building $300,526
2025	$1,173.00 (+4.17%) Homeowner's exemption Widower's exemption	$113,237	$343,826 Land $39,752 Building $304,074
2024	$1,126.00 (-3.84%)
2023	$1,171.00 (+4.18%) Homeowner's exemption	$106,841 (+3%)	$370,544 (+11.49%) Land $38,413 Building $332,131
2022	$1,124.00 Homeowner's exemption	$103,729	$332,362 Land $31,857 Building $300,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1407 Edgewater Beach Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 Edgewater Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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